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IRAs and Term Share Certificates
 
Rates are Effective as of May 1, 2008
Rates are subject to change.
 
 
IRA Share Accounts$
TypeDividend RateAPY***
IRA Share Accounts0.250%0.25%
 
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IRA Certificates Under $10,000$
TermDividend RateAPY***
12 months3.008%3.05%
24 months3.203%3.25%
36 months3.397%3.45%
48 months3.494%3.55%
60 months3.590%3.65%
 
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IRA Certificates Over $10,000$
TermDividend RateAPY***
12 months3.105%3.15%
24 months3.300%3.35%
36 months3.494%3.55%
48 months3.590%3.65%
60 months3.687%3.75%
 
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Certificates Under $10,000$
TermDividend RateAPY***
6 months2.810%2.85%
12 months3.008%3.05%
24 months3.203%3.25%
36 months3.397%3.45%
48 months3.494%3.55%
60 months3.590%3.65%
 
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Certificates Over $10,000$
TermDividend RateAPY***
6 months2.910%2.95%
12 months3.105%3.15%
24 months3.300%3.35%
36 months3.494%3.55%
48 months3.590%3.65%
60 months3.687%3.75%
 
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