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Air Academy Federal Credit Union checking accounts will save you
money while offering convenience and top dividends. |
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MAAXIMUM Checking |
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- Earn premium dividends on balances from $0-$50,000.*
- Get all ATM Fees refunded up to $4.99 per fee and up to $25.00 per cycle.**
- ATM/Visa Check Card with Rainbow Rewards provided.
- Online Bill Payer service provided provided.
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Effective June 1, 2008 the new rate for MAAXIMUM Checking$ on balances between one penny and $50,000.00 will be
4.50% APY$$. Even though the Federal Reserve has dropped rates seven times from 5.25% to 2.0% (a 3.25% decrease),
MAAXIMUM checking continues to be one of our highest paying deposit products offering an attractive rate of return.
Thank you for doing business with Air Academy Federal Credit Union. It is our privilege to provide you with products
that make a difference.
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*APY=Annual Percentage Yield. 6.01% APY paid on balances between one penny and $50,000, and 1.01% APY paid on
all amounts above $50,000 each cycle the minimum requirements are met. A cycle is defined as the period
between the last business day of the month and the next to last business day of the following month. Must meet
all of the following minimum requirements: Make 12 or more signature/credit-based AAFCU Visa® Check Card
transactions. PIN-based transactions do not count toward the 12 minimum required transactions. Receive electronic
statements (E-Statements). Make at least one ACH or direct deposit to/from MAAXIMUM Checking (S12) account. If
requirements are not met per cycle, the account will earn 0.25% APY. Rates as of May 1, 2008. We may change the dividend
rate and APY at any time after the account is opened. No minimum balance required. No monthly service charge. Dividends
begin to accrue upon account opening. Available to personal accounts only. Fees or other conditions may reduce earnings.
Limit one MAAXIMUM Checking account per member. ***ATM refunds up to $25 per cycle (limited to $4.99 per item) if
requirements are met for MAAXIMUM Checking account.
$S12 account, previously called MAX Checking. $$APY=Annual Percentage Yield. As of 6/01/08, 4.50% APY paid on balances
between one penny and $50,000, and 1.01% APY paid on balances over $50,000 each cycle the minimum requirements are met.
If requirements are not met, the account will earn 0.25% APY. Rates are subject to change. Special requirements apply to
this account.
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e@dvantage Checking |
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- Make transactions electronically and earn premium dividends according to a tiered
structure.
- Access your account via the I-Branch & STAR while avoiding teller lines.
- Unlimited free foreign (non-AAFCU) ATM transactions.
- Free ATM/Visa Check Card with Rainbow Rewards
provided.
- Free online Bill Payer service.
- Free monthly e-Statements available by request.
- Most transactions with e@dvantage must be conducted electronically to avoid fees.
Restrictions apply.
- Requires use of E-Statements instead of printed statements.
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Basic Checking |
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- No minimum balance requirements.
- No monthly service charges.
- Unlimited check writing-no per check charges.
- Free online Bill Payer service.
- Free ATM/Visa Check Card with Rainbow Rewards
provided.
- Free monthly e-Statements available by request.
- Order checks online, anytime.
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Organizational Checking |
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- Give your organization the same benefits as our Basic Checking.
- Earn dividends on average daily balances of $1,000.00 or more.
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Business Checking |
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- Low monthly fee of $7.00.
- No per check or transaction charges.
- No minimum balance requirement.
- Earn dividends on average daily balances of $1,000.00 or more.
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ATM/Visa® Check Card |
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- Access at any CO-OP Network/STARSM/PlusTM ATM worldwide with this no annual fee
card.
- No transaction fees at any AAFCU ATM, and Air Academy FCU provides five free foreign
(non-AAFCU) ATM transactions per month. (AAFCU is not responsible for surcharges
assessed by the owner of the ATM.)
- Visa check card can be used in place of writing a check at any merchant that accepts
Visa, and getting cash back at the time of purchase can be convenient too.
- Earn cash back Rainbow Rewards when you shop select merchants.
- Protected by Falcon™ Fraud Manager. Click for more information.
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If you have had your card lost or stolen, please call AAFCU immediately: 719-593-8600
or 1-800-223-1983. |
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Overdraft Protection |
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- Automatic transfer: funds to cover the overdraft would be automatically transferred
from an account of your choosing—savings, special savings or money fund. There is
a limit of 6 automatic transfers per member per month. Call Financial Services at
719-593-8600 or 1-800-223-1983 and select option 1 to set up your plan.
- Line of Credit: apply for, and establish a line of credit that advances sufficient
funds automatically to cover overdrafts up to a pre-approved amount. Call Financial
Services at 719-593-8600 or 1-800-223-1983 and select option 1 to apply for this
plan.
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