Routing Number: 307070021

Debit MasterCard®

Get the most out of your checking account with our Debit MasterCard! Making purchases with your debit card is safer and more secure than paying with a check, plus your debit card is monitored for fraudulent purchases to help keep you and your money safe.

Overview

  • Convenient access to your AAFCU account.

  • Enjoy worldwide acceptance to make purchases.

  • Access over 28,000 surcharge free ATMs nationwide.

  • Obtain an instant issue debit card by visiting a branch location near you!

  • Make fast, easy and secure payments using Apple Pay™.

  • Shop with the security of knowing you are covered with Price Protection, Extended Warranty, Satisfaction Guarantee and ID Theft Resolution services provided by MasterCard®.

To report your debit card lost or stolen call:

During Business Hours - 719.593.8600 or 800.223.1983

After Business Hours - 800.528.2273 

Please call as soon as possible.

Locate ATM

Fraud Protection

  • AAFCU partners with our processor to provide 24/7 monitoring for unusual or abnormal activity on your Debit MasterCard.

  • If unusual activity is suspected, a text message or automated phone call is placed to resolve the issue.

  • Your response to the text or phone call to confirm the transactions as valid results in the alert being cleared and you can use your debit card again.

  • Your response to the text or phone call to confirm the transactions as fraudulent results in the card being blocked, stopping any further fraudulent transactions.

If you wish to verify the validity of any alert you receive about your AAFCU Debit MasterCard, please call 800.223.1983.

To report your debit card lost or stolen call:

During Business Hours - 719.593.8600 or 800.223.1983

After Business Hours - 800.528.2273 

Please call as soon as possible.

Locate ATM

Apple Pay

AAFCU supports Apple PayTM for your Debit MasterCard®! Apple Pay can be used on multiple Apple devices from iPhone® 6, iPad miniTM, and even your Apple Watch®! Apple Pay is fast, easy and secure! 

You can use your Apple Pay compatible device to pay for purchases at participating merchants and within participating apps by looking for these symbols at checkout:

  OR    

Look for these buttons within apps;

      

Learn how to get started:

iPhone and iPad:

  • Add your AAFCU debit card to your iPhone or iPad:
    • Go into Settings and tap Wallet & Apple Pay, tap Add Credit or Debit Card
    • Position your card in the camera frame to automatically enter your card information
    • Enter the security code found on the back of your card, and fill in any remaining fields requested

    Once your AAFCU debit card information is entered into your device, we will verify the information provided for approval. At times, we may need additional verification and will request you call us at 719.593.8600 or 800.223.1983, to complete the registration process.

  • How to make a purchase with your iPhone or iPad:

    iPhone:  To pay with Apple Pay using your default card, hold the top of your iPhone within an inch of the contactless reader and place your finger on Touch IDTM .

    To pay with a different card on your iPhone: Go to Wallet. If only your default card appears, tap it so the list of all cards on your iPhone appear. Tap the card you want to use to complete the purchase. Place your finger on Touch ID and move your iPhone near the contactless reader. The iPhone will vibrate upon completion of the transaction.

    iPad:  To pay within an app, tap the Buy with Apple Pay button or Apple Pay button. Once you have reviewed your purchase for accuracy, place your finger on the Touch ID to complete the transaction. Upon completion, you will see Done and a checkmark on the screen.

    To view stores that accept Apple Pay, CLICK HERE.

Apple Watch:

  • Add your AAFCU debit card to your Apple Watch:
    • Open the Apple Watch app on your iPhone 5 or 6 and tap Wallet & Apple Pay
    • Tap Add Credit or Debit Card
    • Position your card in the camera frame to automatically enter your card information
    • Enter the security code found on the back of your card, and fill in any remaining fields requested

    Once your AAFCU debit card information is entered into your device, we will verify the information provided for approval. At times, we may need additional verification and will request you call us at 719.593.8600 or 800.223.1983, to complete the registration process.

  • How to make a purchase with your Apple Watch:

    To pay with Apple Watch using your default card, double-click the side button and face the display of the watch near the contactless reader. You will hear a beep upon completion of the transaction.

    To pay with a different card on your Apple Watch, double-click the side button and your default card will appear. Swipe to select the card you want to use to complete the purchase. After you select your preferred card to pay for the transaction, face the display of the watch near the contactless reader. You will hear a beep upon completion of the transaction.

 

Security:

  • What if my Apple Pay enabled device is lost or stolen?

    Call us at 719.593.8600 or 800.223.1983, so we can disable your AAFCU Debit Card for use with Apple Pay. Because your AAFCU Debit Card number is not stored directly on your device, we won’t need to cancel your debit card. If you locate your device, you will need to add your debit card back to Apple Pay prior to making any purchases.

     

  • What is my Device Account Number?

    When you add your AAFCU debit card to Apple Pay, a Device Account Number is created. Your AAFCU debit card number is not stored on your device. When a merchant requests the last four digits of your card number to complete the transaction, you will need to provide the last four digits of your Device Account Number. To locate your Device Account Number, go to Settings, tap Wallet & Apple Pay, tap the card you are using and scroll down to Device Account Number.

                                                                                                

  • How secure is Apple Pay?

    When using Apple Pay, your AAFCU debit card number isn’t stored on your device or given to the merchant. A unique Digital Account Number is created specifically for that device. Additionally, every transaction using your iPhone or iPad® requires you to authenticate with Touch IDTM or your passcode. Your Apple Watch is protected by the passcode that only you know, and your passcode is required every time you put on your Apple Watch.

Apple, the Apple logo, iPhone, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Apple Watch are trademarks of Apple Inc.

Disputes

In the event you have an unauthorized transaction on your AAFCU Debit MasterCard, there are several easy ways to get started.

  • Complete the dispute forms.

  • Follow the instructions provided to submit the forms to the AAFCU Cards Department via mail, email or fax.

  • Visit your nearest branch location.

  • Contact us at 719.593.8600 or 800.223.1983.

FAQs


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