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Title Services

Whether you just purchased your vehicle, or finished paying off your AAFCU auto loan, we have the information you need about titles (lien recording) and vehicle registration.

Registration and Title (Lien Recording) Information

If Purchased from the Dealership: Typically, the dealership will complete the title work and lien placement so that you may register your vehicle.

If Not Purchased from the Dealership: Your loan officer at AAFCU will assist you in completing all the necessary documentation to complete your title application, and record Air Academy Federal Credit Union as the lien holder, so you can register your vehicle.

What is a lien?

A lien is the right to take and hold or sell the property of a debtor as security or payment for a debt.  Air Academy Federal Credit Union requires members who offer collateral to secure a loan, such as a car loan or personal expense loan, to record Air Academy Federal Credit Union as the first lien holder on that collateral.  This means if a member defaults on the loan, Air Academy Federal Credit Union can take the collateral and sell it to pay off the loan.