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  •                                                                             AAFCU Routing Number: 307070021

First-Time Home Buyers

Do you qualify for a grant of down-payment assistance?  Most lenders don’t want you to know if you are! The reason is that they don’t make as much money on a first-time home buyer loan. AAFCU has always participated in first-time home buyer programs, because we want to offer what is best for our current and prospective members. Please talk to our mortgage professionals about what is the best mortgage for you. We would like to show you the credit union difference, contact one of our Mortgage Professionals to find out why an AAFCU Credit Union Originated Mortgage works for you, and not your lender.

Below are types of loans and down-payment assistance programs.

Colorado Housing and Finance Authority (CHFA)

  • Down-payment assistance for first-time home buyers
  • Down-payment assistance even if you have owned a home before
  • Generous income guidelines
  • Can be used for purchasing homes throughout Colorado
  • Buy a home with as little as $1,000.00 out-of-pocket
  • Fixed-rate mortgages
  • Reduce your Federal tax liability by 20% per year with the MCC (Mortgage Credit Certificate Program)
  • All CHFA lenders are not the same, contact one of our Mortgage Professionals for more information today