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  •                                                                             AAFCU Routing Number: 307070021


As the largest financial transaction you will likely make in your life, purchasing a home is something you want to do with an organization you can trust. By partnering with AAFCU you know that the credit union is committed to all of your financial goals and needs. In the past 8 years, over 200 mortgage companies have closed their doors in Colorado Springs alone. AAFCU is committed to offering mortgage services regardless of the real estate and interest rate market. From Conventional mortgages to Federal Housing Administration (FHA) loans to VA loan, we've got the mortgages to meet your home purchase needs. Be sure to trust your mortgage transaction with a company that will be there when you need it.  

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VA Loans

  • Credit guidelines are less restrictive than conventional loans (VA loans will consider lower credit score loans).
  • VA purchases will finance 100% of the purchase price up to $417,000.
  • VA purchase loans up to $417,000 require no down-payment.
  • VA purchase loans require no money out-of-pocket (ask about closing cost options).
  • Some VA loans are available as soon as 24-months after bankruptcy.
  • VA loans will consider a loan 36-months after a foreclosure
  • VA loans are assumable (your low-interest loan today could make your home more valuable in the future).
  • VA loans typically have lower interest rates than Conventional loans.
  • VA loan funding fees are waived for veterans with service related disabilities of 10% or greater.
  • There is no monthly mortgage insurance on VA loans.
  • VA loans are available for up to $1 million in some cases (most loans over $417,000 require a down-payment).