In the constantly changing mortgage lending market, our credit union loan officers’ experience and knowledge of current FHA and VA requirements, state and federal lending regulations, and available home loan packages, offers you security and peace of mind. They will carefully monitor your home loan application through the entire process.
By examining mortgage rate data, home loan options, and researching current market conditions, our loan officers will find the most accurate and up-to-date information to help you find the best home loan option.
There are many variables affecting the outcome of your mortgage transaction. Our mortgage loan officers serve as your main point of contact by working with your title and escrow company, real estate agent, appraiser, credit agency, our underwriting staff, our in-house loan processors, attorneys, and any other services/parties that may affect your transaction.
Air Academy Federal Credit Union mortgage loan officers:
- Discuss and explain home mortgage program options.
- Inform you, in writing, of lock-in options.
- Explain the loan process, from application to closing.
- Explain all documents included in the loan application.
- Explain the closing costs of the loan application.
- Explain the home loan’s disbursements.
- Provide you with a good faith estimate of cost and fees.
- Communicate with you throughout your loan process in a timely manner.
- Coordinates the final closing of your transaction.
