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Smart Solution Loan

Not sure you can make it until payday?  A Smart Solution Loan is exactly what it sounds like - an intelligent solution to payday loans.

Our Smart Solution loan features a lower interest rate and has longer repayment terms than similar loans at a traditional payday lender.  It's quick and convenient, plus there is no credit check!

No one wants to be in a situation where they need a loan to get them through until payday, but when that happens,  you can count on AAFCU to provide you with an easy, flexible, and smart solution to meet your needs.

  • Lower Interest Rates
  • Longer Repayment Terms
  • Quick Approvals
  • No Credit Check
  • Local Knowledge and Decisions
  • Personal Service

For more information or to apply contact us.

  • 18% APR*
  • 60 day repayment term.
  • $20 application fee.
  • Must have been AAFCU member for at least six months to apply.
  • No credit check required, must meet other minimum requirements.
  • Click here to apply online or visit any of our locations.
*APR=Annual Percentage Rate. $20.00 application fee. Must be a member for at least six months. Must meet other requirements. No additional advances made until previous advance paid in full. $300.00 maximum loan amount for first three advances. Monthly payments are computed at approximately $153.38 each, due at 30 and 60 days from the time of loan, based on loan amount of $300.00. Other restrictions & fees apply.