Routing Number: 307070021
Scheduled Maintenance November 2, 2016
Due to scheduled maintenance, AAFCU's mobile app will be unavailable on Wednesday, November 2, from 11:00pm to 2:00am (MST) on Thursday, November 3. We apologize for any inconvenience.
Routing Number: 307070021


Fee Type Fee Amount Alert Me
Business Share Draft Account $10.00 per month
Basic Checking Minimum daily balance of $500.00 required to avoid a $5.00 service fee
Temporary Drafts 4 for $1.00
Deposit Checks (and other items) Returned Unpaid $15.00
Overdraft Privilege Service $30.00
Non-sufficient Funds Check Card Purchase $30.00
Non-sufficient Funds Draft (paid or returned) $30.00
Non-sufficient Funds ATM withdrawal $30.00
Non-sufficient Funds Pre-Authorized Withdrawal $30.00
Statement Copy - Paper Statement Fee $2.00
Account Research $35.00 per hour (1 hour minimum)
Deposited Drafts When Payor and Payee the Same Returned Unpaid $50.00
Account Balancing Assistance (after the first assistance) $20.00 per hour
Stop Payment - Draft $30.00 per item
Stop Payment - Credit Union Issue Draft $30.00 per item
Stop Payment - ACH Payment $30.00 per item
Copy of Credit Union Issued Draft $3.00
Re-Open Fee (within 6 months) $25.00
Close account within six months of opening $10.00
Check Cashing - Non-Members $5.00
Verification of deposit $15.00
Signature Guarantee $20.00 per transaction
Withdrawals at Shared Branch Locations $2.00 per item (fourth and subsequent withdrawals per month)
ACH Representment Fee $30.00
IRA Closing Fee $30.00
Escheat Fee $25.00 per subaccount

E@dvantage S11 (Electronic Share Draft Account- Account No Longer Offered)

Fee Type Fee Amount Alert Me
Minimum daily Balance of $500.00 required to avoid a service fee $5.00 per month
Check Writing Fee (first 20 items each month are free) $0.10 per item
Teller/Call Center Assisted Transactions - Transfers, Balance Inquiries, Deposits and Withdrawals ($500.00 or Less), Draft Cashing $2.00 per transaction

Bill Payer

Fee Type Fee Amount Alert Me
Service / with any personal share draft account None
Service / with business share draft account $4.95 per month
Per Item Fee / personal account None
Per Item Fee / business account* $0.50
Bill Payer - Overdraft Fee $30.00
Bill Payer - Stop Payment $30.00
Research Fee $18.00 per inquiry
Check Copies $20.00 per check
*First 10 items per month processed at no charge.

Negotiable Items

Fee Type Fee Amount Alert Me
Teller Checks $5.00 per check

ATM & Debit MasterCard® Check Card Transactions

Fee Type Fee Amount Alert Me
ATM, Debit MasterCard and Visa Credit Card No annual fee
ATM/Debit MasterCard - Lost or Stolen Card Replacement $10.00
ATM/Debit MasterCard - Rush Pin or Card $35.00 per card
ATM/Debit MasterCard - Reissue Pin or Card $10.00 per reissue
ATM/Debit MasterCard Special Handling Fee $10.00
Debit MasterCard Sales Draft Copy $12.00
Merchant Card Capture $65.00
Foreign** ATM Transaction Fee - Kasasa® Checking (S12, S13, S14, S15 or S16) $2.00 per transaction. If account requirements*** met, up to $25.00 per monthly cycle refunded (limited to $4.99 per item). See separate Account Requirements disclosure.
Foreign** ATM Transaction Fee - e@dvantage Checking (S11) No charge
Foreign** ATM Transaction Fee - Basic Checking (S8) $2.00 per transaction (First 3 per month-no charge)
Foreign** ATM Transaction Fee - All other accounts $2.00 per transaction (First 3 per month-no charge)
Empty Deposit Envelope $30.00
ATM Correction Fee $2.00
**Foreign = not owned by AAFCU ***Requirements each monthly cycle are as follows (all three must be met): 1. Active enrollment in eStatements 2. 18 or more Debit MasterCard purchases post and clear your account. 3. One direct deposit or ACH auto debit.


Fee Type Fee Amount Alert Me
Collection item (incoming) $5.00
Collection item (outgoing) $5.00
Levies/Garnishments $75.00
Loan Extension $25.00

Miscellaneous Transactions

Fee Type Fee Amount Alert Me
Wire Transfer - Out Going $25.00 per item
Wire Transfer - Foreign $50.00 per item
Copy of Draft (written on member account) $3.50
Dormant Account fee* $5.00 per month
Locator Fee $10.00
Photo Copy Fee $0.25 per copy
Coin Processing - Non-Members 8% of coin processed
Notary Service $3.00 per document
Photocopies $0.25
Check by phone $15.00
Loan Extension/ Skip A Pay $25.00
Account Number Reassignment Fee $25.00
Foreign Deposit Item Fee $15.00
Credit Card by Phone $15.00
Signature Guarantee $20.00
Returned Mail Fee $5.00 per month
Verification of Deposit $15.00
All fees are subject to change.