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Featured in April

MoneyEdu brings you a new financial wellness theme every month.

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Credit Scores, Spending, and Debt

Credit Scores, Spending, and Debt

How to Make Credit Work for You

From decoding credit reports to boosting scores, this month we'll shed light on the world of credit - and how credit can help or hinder our financial lives. Your credit score is more than just a number; it's a key that unlocks financial opportunities. Join the AACU team to explore the art of credit management. 

Level up with our Managing Credit course.

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This Week

April 2024

A weekly series that explores concepts related to April's theme.

Week 1
What are Financial Norms?

Week 2
Escaping the Debt Trap

Week 3
When Your Income Varies

Week 4
A Seven-Day Plan to Cut Spending

New for April

Managing Credit

Credit reports and scores, credit vs. debit cards, reading your credit report, plus more.

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How to Get Started With Credit
Learn how those without a credit history can start to build a solid credit score.
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Credit Reports and Scores
Credit reports and scores determine the rates you pay when borrowing and can affect your ability to get certain jobs.
Credit Report with Score
Maintaining and Improving Your Credit Score
A good credit score allows you to borrow at the best rate possible, keeping the cost of borrowing to a minimum.
A woman reviews her financial statements.
Reading Your Credit Report
A detailed description of what to expect and look for when viewing a credit report.
A person makes a purchase with a credit card.
Credit Versus Debit Cards
Credit and debit cards each have pros and cons. When should you use each?
Pile of different credit cards.
Risks and Benefits of Credit Cards
Credit cards offer benefits for many consumers, but it's important to understand the risks of unsecured credit.
A man reviewing bills while drinking coffee.
Understanding Daily Simple Interest
How lenders charge interest can have a big impact on your interest charges - and how you should manage the loan.
Thumb and index finger hold tiny dollar bill.
Cutting Credit Card Interest and Fees
With credit cards, interest on your purchases is only part of the equation - late payment fees, annual fees, and cash advance fees could cost you money too.

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A man takes notes while using a laptop in his home office. March 2024

Income Tax Basics

Learn what you need to know about tax brackets, when to review your withholding and how to avoid common tax scams.

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How Income Taxes Work
Learn how income taxes are calculated and how the various tax brackets are applied.
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Tax Credits and Tax Deductions
An over view of the difference between the two terms including an outline of popular tax credits.
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Important Tax Terms
From adjusted gross income to withholding, we'll cover some of the most important terms relevant to many taxpayers.
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When to Review Your Tax Withholding
Knowing when to adjust your tax withholding is crucial to managing your tax liability and avoiding unexpected tax bills or refunds.
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Preparing to File Your Tax Return
How to assemble required documents, explore potential ways to reduce the amount of tax you owe, and choose your filing method.
A couple meeting with a financial planner in an office.
Getting Help from a Tax Professional
You don't have to face tax time alone. For some, hiring a professional may be a good choice.
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Avoiding Common Tax Errors
Mistakes on tax forms aren't unusual. Learn the most common errors and how to fix them.
A surprised man looking at a computer screen.
Avoiding Tax Scams
Learn how to identify and avoid common tax-related scams.
Someone depositing money into a piggy bank.
Reducing Your Tax Bill by Saving Money
Saving for retirement can be a smart way to reduce your tax bill while planning for your financial security.
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Making the Most of a Tax Refund
Far from "mad money," an income tax refund is money you earned through hard work. Learn how to put it to work.
Nest with gold egg in it. February 2024

Saving and Investing

Why and how to invest, including how to save money now.

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Types of Investments
The pros and cons of stocks, bonds, and cash. The concept of asset allocation is explained.
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Investment Accounts
The types of accounts available to investors, including both taxable and tax advantaged accounts.
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Saving for Retirement
Why save for retirement and the impact of fees on investment performance.
Two eggs (IRA and Roth on them) on top of money.
Retirement Accounts
An overview of the major retirement accounts, include Individual Retirement Accounts, Simplified Employee Pensions, and 401(k) plans.
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Retirement Saving Strategies
How to develop a comprehensive retirement savings strategy.
Digital Stock ticker tape
Retirement Savings Ideas
A few simple things to keep in mind when starting a retirement savings plan.
A middle aged couple reviewing legal documents.
Making Your Retirement Savings Last
Understanding your retirement income needs and exploring strategies for meeting them.

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  Trending at AACU

How Income Taxes Work

Understanding Daily Simple Interest

How Interest Works

Paycheck Tax Deductions

Money Saving Ideas

About AACU

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