Smart Solution
Are you not sure you can make it until payday? Smart Solution is exactly what it sounds like: an intelligent solution to payday loans.
We feature a much lower interest rate, with a longer repayment term than ordinary payday lenders. There's no credit check, and it's quick and convenient!


- Summary
No one wants to be stuck in need of a loan on payday, but when that happens, at least you can count on your local Credit Union to provide you with the easiest, most flexible solution around!
- Realistic rates
- Quick approval
- Local knowledge and decisions
- Personal service
- Various terms
- More Info
- Just 18% APR*
- 60 Day Repayment Term
- $30 application fee
- Must have been AAFCU member for at least six months to apply
- No credit check required, must meet other minimum requirements
- Apply in person at any AAFCU Branch location
*APR=Annual Percentage Rate. $30.00 application fee. Must be a member for at least six months. Must meet other requirements. No additional advances made until previous advance paid in full. $300.00 maximum loan amount for first three advances. Monthly payments are computed at approximately $153.46 each, due at 30 and 60 days from the time of loan, based on loan amount of $300.00. Other restrictions & fees apply.






