Smart Solution

Are you not sure you can make it until payday? Smart Solution is exactly what it sounds like: an intelligent solution to payday loans.

We feature a much lower interest rate, with a longer repayment term than ordinary payday lenders. There's no credit check, and it's quick and convenient!

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Summary

No one wants to be stuck in need of a loan on payday, but when that happens, at least you can count on your local Credit Union to provide you with the easiest, most flexible solution around!

  • Realistic rates
  • Quick approval
  • Local knowledge and decisions
  • Personal service
  • Various terms
More Info
  • Just 18% APR*
  • 60 Day Repayment Term
  • $30 application fee
  • Must have been AAFCU member for at least six months to apply
  • No credit check required, must meet other minimum requirements
  • Apply in person at any AAFCU Branch location

*APR=Annual Percentage Rate. $30.00 application fee. Must be a member for at least six months. Must meet other requirements. No additional advances made until previous advance paid in full. $300.00 maximum loan amount for first three advances. Monthly payments are computed at approximately $153.46 each, due at 30 and 60 days from the time of loan, based on loan amount of $300.00. Other restrictions & fees apply.