Individual Retirement Accounts (IRA)
We're living through interesting times -- isn't it time you started investing in your retirement plan?
AAFCU offers exceptional rates and the experience it takes to safely plan for your retirement, without risking your future.
Trust your community Credit Union to help find the plan that offers the best tax advantages, while shaping to your vision.
- Summary
There's never been a more obvious time to start thinking about your financial future. Let AAFCU help you start on the road to retirement safely and intelligently.
- Expanded Traditional IRA -- Earnings grow tax-deferred until withdrawn. Contributions may be tax-deductible. Offers penalty-free withdrawals for education or first home.
- Roth IRA -- Regular contributions can be withdrawn tax-and-penalty-free at any time. May withdraw for education expenses or first home.
- Education IRA -- Allows deposits to be made towards saving for qualified higher education programs, with certain tax-related benefits.
- IRA Certificates -- an Account can be opened with just $500 for terms of 12, 24, 36, 48, or 60 months. There are no annual fees for maintenance; however, early withdrawal penalty fees may apply.
- More Info
Due to the complexity of IRAs, please consult a tax professional before you make any decisions.
AAFCU Individual Retirement Accounts are insured separately up to $250,000 by the NCUA.
To apply for an IRA, contact a Financial Services Officer at 719.593-8600 or 800.223.1983.
