Checking Rates
Rates are effective as of February 1, 2012.
Rates are subject to change.
MAAXIMUM Checking
| Balance | Dividend Rate | APY* |
|---|---|---|
| Base Rate (requirements not satisfied) | 0.100% | 0.10% |
| $0.01 - $25,000.00 (requirements satisfied) | 1.490% | 1.50% |
| $25,000.01 or Greater (requirements satisfied) | 0.509% | 0.51% |
Qualifications to receive high rates:
- Have 12 or more signature-based check card purchases post and clear your account
- Receive free E-Statements
- Have one direct deposit or ACH automatic debit post and clear your account
*Annual Percentage Yield (APY accurate as of 11/1/11. Rate tiers are as follows: 1.50% APY applies to balances of $0.01 - $25,000.00 and 0.51% APY applies to balances of $25,000.01 or greater if qualifications are met during the monthly qualification cycle. 0.10% applies to all balances if monthly qualifications are not met. All balances will earn 1.50% APY ‐ 0.51% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. Dividends begin accruing upon account opening. Available to personal accounts only. One MAAXIMUM Checking account per Social Security number. ATM Fee reimbursements up to $25 (limited to $4.99 per item) provided only if qualifications are met within the monthly qualification cycle.
