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Certificates

Term Share Certificates secure your rate for the time period that you open the certificate.  Investing in certificates ensures the safety of your funds while earning higher dividends.

Call 800.223.1983 or visit any of our branch locations to open an account.

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Dividends begin accruing when account opening documentation has been completed (signed and received by AAFCU) and account has been funded.

 

Certificates Under $10,0001 April 16, 2014
Term Dividend Rate APY2
6 months 0.300% 0.30%
12 months 0.449% 0.45%
24 months 0.797% 0.80%
36 months 1.144% 1.15%
48 months 1.243% 1.25%
60 months 1.490% 1.50%
1A minimum balance of $500.00 is required to open and earn dividends on Certificate Accounts. Early withdrawal penalties.
2Annual Percentage Yield (APY). Rates subject to change. Accurate as of last dividend declaration date.

Certificates Over $10,0001 April 16, 2014
Term Dividend Rate APY2
6 months 0.399% 0.40%
12 months 0.549% 0.55%
24 months 0.896% 0.90%
36 months 1.243% 1.25%
48 months 1.342% 1.35%
60 months 1.588% 1.60%
1A minimum balance of $10,000.00 is required to open and earn dividends on Certificate Accounts. Early withdrawal penalties.
2Annual Percentage Yield (APY). Rates subject to change. Accurate as of last dividend declaration date.