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  •                                                                             AAFCU Routing Number: 307070021

MAAXIMUM Checking Account

Perform your transactions while getting the MAAXIMUM rate you deserve with AAFCU's MAAXIMUM Checking account! Get the most out of your rewards checking account with free access to online and mobile banking, free online bill paying service, ATM fee refunds*, and a no-fee Debit MasterCard®!

MAAXIMUM rate and ATM fee refunds* awarded only if qualifications are met.

 Open an Account

By clicking on the “Open an Account” link, you will leave AAFCU website. The website you are about to visit is not operated by AAFCU. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site and AAFCU is not responsible for its content. Any transactions you enter into with a vendor, merchant or other party accessed through this third-party site, are solely between you and that vendor, merchant or other party. AAFCU’s privacy and security policy does not apply to this third-party site, and for further information you should consult the privacy and security disclosures of the third-party site

MAAXIMUM Checking rewards:
  • No-fee Debit MasterCard®
  • Free E-Statements
  • Free online bill payer service
  • Earn dividends
  • ATM refunds and MAAXIMUM rate with qualifications*
  • 24/7 online access and mobile banking
  • No minimum balance to earn rewards or maintain account


It's easy to qualify for the MAAXIMUM rate - all you have to do is fulfill these simple criteria each monthly qualification cycle. If you don't meet the criteria this qualification cycle you still get the base rate, and you can try again next cycle!

  • Have 18 or more check card purchases post and clear your account.

  • Have one direct deposit or ACH automatic debit post and clear your account.

  • Receive free E-Statements.

What happens if qualifications are not satisfied for a periodic statement cycle?

  • You will earn the base rate on your MAAXIMUM Checking account balance.

  • ATM fees are not reimbursed.

  • You will receive the MAAXIMUM rate your first periodic statement cycle, even if the qualifications are not met.


*Annual Percentage Yield (APY) accurate as of . Rate tiers are as follows: 1.25% APY applies to balances of $0.01 - $25,000.00 and 0.15% APY applies to balances of $25,000.01 or greater if qualifications are met during the monthly qualification cycle. 0.05% applies to all balances if monthly qualifications are not met.A periodic statement cycle is defined as from the first day of the month the credit union is open for business to the close of business on the last day of the month the credit union is open for business. No monthly service charge. Rates subject to change. Fees or other conditions may reduce earnings. Qualification requirements include 18 debit card purchases which must post and clear to the account during the periodic statement cycle, post 1 ACH transaction and receive e-statements. Transactions may take one or more banking day from the date the transaction was made to post to an account. ATM refunds up to $25 per periodic statement cycle (limited to $4.99 per item) if qualifications are met. Terms and conditions subject to change.