Website Terms & Conditions
Electronic Funds Transfer Disclosure
- By accessing the I-Branch, you agree it is your responsibility to safeguard your password and that you will be responsible for any losses if you authorize anyone to use your password.
- You assume all responsibility for any losses that occur on your account due to negligence, i.e. failing to protect your password from unauthorized use.
- You acknowledge it is your responsibility to carefully review your statements, to balance your account and to contact the credit union immediately if you believe there is a discrepancy between a transaction you performed and the actual transaction on your account.
- You acknowledge you are responsible for accurately entering all data to perform transactions, for verifying each transaction prior to completion and that the credit union will not be liable for errors or incorrect transfers made by you via I-Branch.
- You agree to notify the credit union immediately by telephone and send written confirmation if an unauthorized person obtains access to your password, you suspect fraud or you discover unauthorized activity or transfers on your account.
- You understand and agree that ownership may not be identical on all account types under your primary account number and that by allowing a joint owner access on one account type, you are allowing them access to all account types under your primary account number. You agree you will be responsible for all transactions made by any joint owner.
- No more than six (6) preauthorized, automatic, telephone or I-Branch transfers may be made from your share account or your Money Fund to another account of yours or to a third party in any calendar month, and no more than three (3) of these (6) transfers may be made by check or debit card.
- The credit union may discontinue or restrict I-Branch transactions without notice.
- You may terminate this agreement at any time by giving the credit union written notice.
- Entering the assigned Personal Identification Number (PIN) as your initial I-Branch password means you have read, understand, and agree with the disclosure connected with this service.
- You agree to future changes in terms, which will be provided electronically.
USA Patriot Act
In accordance with Section 326 of the USA Patriot Act, to help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.