Attention: Scheduled maintenance on Sunday, December 5

Due to scheduled maintenance our mobile app, online banking, phone banking, and Shared Branching will be intermittently unavailable Sunday, December 5, from 4:30 am through 6:30 am (MT). Debit Cards will have an offline limit of $750 during this time.
We apologize for any inconvenience.

Routing Number: 307070021

Visa Platinum Card

Enjoy a longer intro rate.

Visa® Platinum Credit Card

Credit Card Program

Visa Platinum



  • Pay down your other credit card balances faster with a great low introductory rate for an extended time.*
  • Save on interest.*
  • Non-Rewards.*

Learn more*

Want to save on interest? With the Platinum Card, you can enjoy the everyday convenience of a non-rewards card while saving on interest and paying down your other credit card balances faster


Cardmember Benefits

Consumer Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability1. See Consumer Card Features and Benefits for a complete listing of all card benefits.

Special Offers

Introductory 0.00% APR for the first 12 billing cycles on purchases. * And balance transfers.

Purchase APR

After that, a variable APR, currently 10.24% to 21.24%.* See Terms and Conditions for complete details.

Annual Fee

No Annual Fee

Minimum Requirements

Applicant must be 18 years of age and have a U.S. address and Social Security number.

*The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

1Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.