Checking Accounts

*Annual Percentage Yield (APY) effective 01/23/2022. Accurate as of the last dividend declaration date.

**Qualifications: (a) Post and clear at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) consent to receive your periodic statements electronically during the monthly periodic statement cycle. Account transactions and activities may take one or more days to post and clear to the account and all must do so during the monthly periodic statement cycle in order to qualify for the account’s rewards. When your Cash Rewards Checking account qualifications are met during a monthly periodic statement cycle, the following rewards will be distributed to your account on the first business day of the month. Balances up to $15,000.00 earn an APY of 1.25%; and balances over $15,000.00 earn 0.15% APY on the portion of balance over $15,000.00.  

***Qualifications: (a) Post and clear at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) consent to receive your periodic statements electronically during the monthly periodic statement cycle. Account transactions and activities may take one or more days to post and clear to the account and all must do so during the monthly periodic statement cycle in order to qualify for the account’s rewards. When your Cash Back Rewards Checking account qualifications are met during a monthly periodic statement cycle, the following rewards will be distributed to your account on the first business day of the month. You will receive 3.00% cash back on up to a total of $300.00 debit card purchases that post and clear to the account during the qualifying monthly periodic statement cycle. A maximum of $9.00 cash back may be earned per monthly periodic statement cycle. 

****Minimum daily balance of $500.00 required to avoid a $5.00 monthly fee.

*****ATM fee refunds limited to $4.99 per item and $25.00 per Periodic Statement Cycle when account qualifications are met.

Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Terms and conditions subject to change. Membership requirements apply.

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