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Certificates

Term Share Certificates lock your rate for the time period your Certificate is open.

Investing in Certificates ensures the safety of your funds while earning higher dividends*.

*Dividends begin accruing when account opening documentation has been completed (signed and received by AAFCU) and account has been funded.

Earn 2.25% APY* on our Free Kasasa Cash checking account, now that's tough to beat!

Table data for Certificates Under $10,000
Effective as of 09-17-2019
Term	Dividend Rate	APY*	Alert Me
6 months	1.292%	1.30%	Receive a notification when this rate changes

12 months	1.440%	1.45%	Receive a notification when this rate changes

24 months	1.785%	1.80%	Receive a notification when this rate changes

36 months	2.129%	2.15%	Receive a notification when this rate changes

48 months	2.227%	2.25%	Receive a notification when this rate changes

60 months	2.472%	2.50%	Receive a notification when this rate changes

*APY=Annual Percentage Yield. APY accurate as of November 1, 2018. A minimum balance of $500.00 is required to open and earn dividends on Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change.

Table data for Certificates Over $10,000
Effective as of 09-17-2019
Term	Dividend Rate	APY*	Alert Me
6 months	1.391%	1.40%	Receive a notification when this rate changes

12 months	1.539%	1.55%	Receive a notification when this rate changes

24 months	1.884%	1.90%	Receive a notification when this rate changes

36 months	2.227%	2.25%	Receive a notification when this rate changes

48 months	2.325%	2.35%	Receive a notification when this rate changes

60 months	2.570%	2.60%	Receive a notification when this rate changes

*APY=Annual Percentage Yield. APY accurate as of November 1, 2018. A minimum balance of $10,000.01 is required to open and earn dividends on Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change.