If you have savings you won’t need for a little while, a Term Share Certificate is a great way to safely grow your money.
You can still access the money in your Term Share Certificate if you really need it, but you may pay a penalty if you withdraw your money before your term ends. By committing to save your money for at least 6 months, you’ll earn a higher dividend rate than you would on a regular savings or money fund account.
Competitive dividend rates
A fixed rate for the length of the term
Minimum opening balance of $500.00
Flexible terms from 6 to 60 months
No maximum balance limit
*Certificate special rate only available for new deposits; not available on current funds on deposit at the credit union. A minimum balance of $500.00 is required to open account and earn dividends on Certificate Account. Early withdrawal penalties may apply. Rates subject to change. Membership requirements apply. Offer valid until 03/31/2023.
Dividends begin accruing when account opening documentation has been completed (signed and received by AAFCU) and account has been funded.
With a Term Share Certificate you'll lock in a fixed rate for the length of term your certificate is open to grow your money faster than a regular savings account. Opening an account is fast and easy!
Term | Dividend Rate | APY* | Alert Me |
---|---|---|---|
6 months | 2.521% | 2.55% | Receive a notification when this rate changes |
12 months | 2.618% | 2.65% | Receive a notification when this rate changes |
14 months - limited time offer | 4.889%** | 5.00%** | Receive a notification when this rate changes |
24 months | 2.960% | 3.00% | Receive a notification when this rate changes |
36 months | 3.008% | 3.05% | Receive a notification when this rate changes |
48 months | 3.105% | 3.15% | Receive a notification when this rate changes |
60 months | 3.154% | 3.20% | Receive a notification when this rate changes |
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. A minimum balance of $500.00 is required to open and earn dividends on Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change. **Certificate special rate only available for new deposits; not available on current funds on deposit at the credit union. Offer valid until 03/31/2023. | |||
|
Term | Dividend Rate | APY* | Alert Me |
---|---|---|---|
6 months | 2.618% | 2.65% | Receive a notification when this rate changes |
12 months | 2.716% | 2.75% | Receive a notification when this rate changes |
14 months - limited time offer | 4.889%** | 5.00%** | Receive a notification when this rate changes |
24 months | 3.057% | 3.10% | Receive a notification when this rate changes |
36 months | 3.105% | 3.15% | Receive a notification when this rate changes |
48 months | 3.203% | 3.25% | Receive a notification when this rate changes |
60 months | 3.251% | 3.30% | Receive a notification when this rate changes |
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. A minimum balance of $10,000.01 is required to open and earn dividends on Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change. **Certificate special rate only available for new deposits; not available on current funds on deposit at the credit union. Offer valid until 03/31/2023. | |||
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Frequently Asked Questions