Routing Number: 307070021

Certificates

If you have savings you won’t need for a little while, a Term Share Certificate is a great way to safely grow your money.

You can still access the money in your Term Share Certificate if you really need it, but you may pay a penalty if you withdraw your money before your term ends. By committing to save your money for at least 6 months, you’ll earn a higher dividend rate than you would on a regular savings or money fund account. 

Certificate Features

  • Competitive dividend rates

  • A fixed rate for the length of the term

  • Minimum opening balance of $500.00 

  • Flexible terms from 6 to 60 months

  • No maximum balance limit

Dividends begin accruing when account opening documentation has been completed (signed and received by AAFCU) and account has been funded.

With a Term Share Certificate you'll lock in a fixed rate for the length of term your certificate is open to grow your money faster than a regular savings account. 

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Table data for Certificates Under $10,000
 Effective as of 06/23/2021
Term Dividend Rate APY* Alert Me
6 months 0.300% 0.30% Receive a notification when this rate changes
12 months 0.399% 0.40% Receive a notification when this rate changes
24 months 0.499% 0.50% Receive a notification when this rate changes
36 months 0.549% 0.55% Receive a notification when this rate changes
48 months 0.648% 0.65% Receive a notification when this rate changes
60 months 0.698% 0.70% Receive a notification when this rate changes
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. A minimum balance of $500.00 is required to open and earn dividends on Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change.

Table data for Certificates Over $10,000
 Effective as of 06/23/2021
Term Dividend Rate APY* Alert Me
6 months 0.399% 0.40% Receive a notification when this rate changes
12 months 0.499% 0.50% Receive a notification when this rate changes
24 months 0.598% 0.60% Receive a notification when this rate changes
36 months 0.648% 0.65% Receive a notification when this rate changes
48 months 0.747% 0.75% Receive a notification when this rate changes
60 months 0.797% 0.80% Receive a notification when this rate changes
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. A minimum balance of $10,000.01 is required to open and earn dividends on Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change.

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