Routing Number: 307070021
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Closed - Columbus Day, October 10

All AAFCU branch locations will be closed Monday, October 10, in observance of Columbus Day.

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Routing Number: 307070021

Certificates

If you have savings you won’t need for a little while, a Term Share Certificate is a great way to safely grow your money.

You can still access the money in your Term Share Certificate if you really need it, but you may pay a penalty if you withdraw your money before your term ends. By committing to save your money for at least 6 months, you’ll earn a higher dividend rate than you would on a regular savings or money fund account. 

Certificate Features

  • Competitive dividend rates

  • A fixed rate for the length of the term

  • Minimum opening balance of $500.00 

  • Flexible terms from 6 to 60 months

  • No maximum balance limit

Dividends begin accruing when account opening documentation has been completed (signed and received by AAFCU) and account has been funded.

With a Term Share Certificate you'll lock in a fixed rate for the length of term your certificate is open to grow your money faster than a regular savings account. Opening an account is fast and easy!

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Table data for Certificates Under $10,000
 Effective as of 10/06/2022
Term Dividend Rate APY* Alert Me
6 months 1.045% 1.05% Receive a notification when this rate changes
12 months 1.144% 1.15% Receive a notification when this rate changes
24 months 1.490% 1.50% Receive a notification when this rate changes
36 months 1.539% 1.55% Receive a notification when this rate changes
48 months 1.638% 1.65% Receive a notification when this rate changes
60 months 1.687% 1.70% Receive a notification when this rate changes
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. A minimum balance of $500.00 is required to open and earn dividends on Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change.

Table data for Certificates Over $10,000
 Effective as of 10/06/2022
Term Dividend Rate APY* Alert Me
6 months 1.144% 1.15% Receive a notification when this rate changes
12 months 1.243% 1.25% Receive a notification when this rate changes
24 months 1.588% 1.60% Receive a notification when this rate changes
36 months 1.638% 1.65% Receive a notification when this rate changes
48 months 1.736% 1.75% Receive a notification when this rate changes
60 months 1.785% 1.80% Receive a notification when this rate changes
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. A minimum balance of $10,000.01 is required to open and earn dividends on Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change.

Become A Member Today!

Become a member today and start enjoying the great benefits of being a member of AAFCU!

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Savings