Routing Number: 307070021
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Routing Number: 307070021

Certificates

If you have savings you won’t need for a little while, a Term Share Certificate is a great way to safely grow your money.

You can still access the money in your Term Share Certificate if you really need it, but you may pay a penalty if you withdraw your money before your term ends. By committing to save your money for at least 6 months, you’ll earn a higher dividend rate than you would on a regular savings or money fund account. 

Certificate Features

  • Competitive dividend rates

  • A fixed rate for the length of the term

  • Minimum opening balance of $500.00 

  • Flexible terms from 6 to 60 months

  • No maximum balance limit

*Certificate special rate only available for new deposits; not available on current funds on deposit at the credit union. A minimum balance of $500.00 is required to open account and earn dividends on Certificate Account. Early withdrawal penalties may apply. Rates subject to change. Membership requirements apply. Offer valid until 03/31/2023.

Dividends begin accruing when account opening documentation has been completed (signed and received by AAFCU) and account has been funded.

With a Term Share Certificate you'll lock in a fixed rate for the length of term your certificate is open to grow your money faster than a regular savings account. Opening an account is fast and easy!

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Table data for Certificates Under $10,000
 Effective as of 02/02/2023
Term Dividend Rate APY* Alert Me
6 months 2.521% 2.55% Receive a notification when this rate changes
12 months 2.618% 2.65% Receive a notification when this rate changes
14 months - limited time offer 4.889%** 5.00%** Receive a notification when this rate changes
24 months 2.960% 3.00% Receive a notification when this rate changes
36 months 3.008% 3.05% Receive a notification when this rate changes
48 months 3.105% 3.15% Receive a notification when this rate changes
60 months 3.154% 3.20% Receive a notification when this rate changes
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. A minimum balance of $500.00 is required to open and earn dividends on Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change. **Certificate special rate only available for new deposits; not available on current funds on deposit at the credit union. Offer valid until 03/31/2023.

Table data for Certificates Over $10,000
 Effective as of 02/02/2023
Term Dividend Rate APY* Alert Me
6 months 2.618% 2.65% Receive a notification when this rate changes
12 months 2.716% 2.75% Receive a notification when this rate changes
14 months - limited time offer 4.889%** 5.00%** Receive a notification when this rate changes
24 months 3.057% 3.10% Receive a notification when this rate changes
36 months 3.105% 3.15% Receive a notification when this rate changes
48 months 3.203% 3.25% Receive a notification when this rate changes
60 months 3.251% 3.30% Receive a notification when this rate changes
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. A minimum balance of $10,000.01 is required to open and earn dividends on Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change. **Certificate special rate only available for new deposits; not available on current funds on deposit at the credit union. Offer valid until 03/31/2023.

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Become a member today and start enjoying the great benefits of being a member of AAFCU!

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Savings