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Certificates

Term Share Certificates lock your rate for the time period your Certificate is open.

Investing in Certificates ensures the safety of your funds while earning higher dividends*.

*Dividends begin accruing when account opening documentation has been completed (signed and received by AAFCU) and account has been funded.

Regardless of your investment type or size, we ensure your funds are well protected.

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Table data for Certificates Under $10,000
Effective as of 11-17-2018
Term	Dividend Rate	APY*	Alert Me
6 months	1.292%	1.30%	Receive a notification when this rate changes

12 months	1.440%	1.45%	Receive a notification when this rate changes

24 months	1.785%	1.80%	Receive a notification when this rate changes

36 months	2.129%	2.15%	Receive a notification when this rate changes

48 months	2.227%	2.25%	Receive a notification when this rate changes

60 months	2.472%	2.50%	Receive a notification when this rate changes

*APY=Annual Percentage Yield. APY accurate as of November 1, 2018. A minimum balance of $500.00 is required to open and earn dividends on Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change.

Table data for Certificates Over $10,000
Effective as of 11-17-2018
Term	Dividend Rate	APY*	Alert Me
6 months	1.391%	1.40%	Receive a notification when this rate changes

12 months	1.539%	1.55%	Receive a notification when this rate changes

24 months	1.884%	1.90%	Receive a notification when this rate changes

36 months	2.227%	2.25%	Receive a notification when this rate changes

48 months	2.325%	2.35%	Receive a notification when this rate changes

60 months	2.570%	2.60%	Receive a notification when this rate changes

*APY=Annual Percentage Yield. APY accurate as of November 1, 2018. A minimum balance of $10,000.01 is required to open and earn dividends on Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change.