Routing Number: 307070021
Routing Number: 307070021

Individual Retirement Account

Covering all of your expenses during retirement is critical.

Overview

An Individual Retirement Account (IRA) allows you to safely invest in your future while earning exceptional rates. Stop by today or contact a financial consultant to add an IRA to your retirement plan! AAFCU offers Traditional, SEP, ROTH and Educational IRA's.

To open an IRA, complete a contribution, withdrawal or just to learn more visit:

Retirement Central®

Retirement Central is not a product of or controlled by AAFCU.

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Rates

Table data for IRA Share Account
 Effective as of 01-21-2020
Dividend Rate APY* Alert Me
IRA Share Accounts 0.050% 0.05% Receive a notification when this rate changes
*APY=Annual Percentage Yield. Rates subject to change. Fees may reduce earnings. Accurate as of last dividend declaration date.

Table data for IRA Certificates Under $10,000
 Effective as of 01-21-2020
Term Dividend Rate APY* Alert Me
12 months 1.440% 1.45% Receive a notification when this rate changes
24 months 1.785% 1.80% Receive a notification when this rate changes
36 months 2.129% 2.15% Receive a notification when this rate changes
48 months 2.227% 2.25% Receive a notification when this rate changes
60 months 2.472% 2.50% Receive a notification when this rate changes
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. A minimum balance of $500.00 is required to open and earn dividends on IRA Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change. Fees may reduce earnings.

Table data for IRA Certificates Over $10,000
 Effective as of 01-21-2020
Term Dividend Rate APY* Alert Me
12 months 1.539% 1.55% Receive a notification when this rate changes
24 months 1.884% 1.90% Receive a notification when this rate changes
36 months 2.227% 2.25% Receive a notification when this rate changes
48 months 2.325% 2.35% Receive a notification when this rate changes
60 months 2.570% 2.60% Receive a notification when this rate changes
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. A minimum balance of $10,000.01 is required to open and earn dividends on IRA Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change. Fees may reduce earnings.

Savings