Routing Number: 307070021
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Routing Number: 307070021

Individual Retirement Account

No matter what age you are, an Individual Retirement Account (IRA) is a great tool to help you prepare for a more comfortable retirement.

Retirement plans, social security benefits, and pension plans may not provide sufficent funds for you to maintain your current non-retirement lifestyle. The more you save today, the less you’ll have to worry as you age.

With an Individual Retirement Account you can safely save for your future, while earning exceptional rates.  We offer the following account types:

  • Traditional IRA
  • Traditional  IRA - SEP Contribution
  • Roth IRA
  • Education Savings Account (ESA).

To open an IRA, complete a contribution or withdrawal, or to learn more visit Retirement Central®. 

Retirement Central

Table data for IRA Savings Account
 Effective as of 02/02/2023
Dividend Rate APY* Alert Me
IRA Savings Account 0.050% 0.05% Receive a notification when this rate changes
*APY=Annual Percentage Yield. Rates subject to change. Fees may reduce earnings. Accurate as of last dividend declaration date

Table data for IRA Certificates Under $10,000
 Effective as of 02/02/2023
Term Dividend Rate APY* Alert Me
12 months 2.618% 2.65% Receive a notification when this rate changes
24 months 2.960% 3.00% Receive a notification when this rate changes
36 months 3.008% 3.05% Receive a notification when this rate changes
48 months 3.105% 3.15% Receive a notification when this rate changes
60 months 3.154% 3.20% Receive a notification when this rate changes
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. A minimum balance of $500.00 is required to open and earn dividends on IRA Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change. Fees may reduce earnings.

Table data for IRA Certificates Over $10,000
 Effective as of 02/02/2023
Term Dividend Rate APY* Alert Me
12 months 2.716% 2.75% Receive a notification when this rate changes
24 months 3.057% 3.10% Receive a notification when this rate changes
36 months 3.105% 3.15% Receive a notification when this rate changes
48 months 3.203% 3.25% Receive a notification when this rate changes
60 months 3.251% 3.30% Receive a notification when this rate changes
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. A minimum balance of $10,000.01 is required to open and earn dividends on IRA Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change. Fees may reduce earnings.

Stop by any branch location or contact a financial advisor to discuss adding an IRA to your current retirement plan.

Retirement Central is not a product of or controlled by AAFCU.

Savings