Saver Account Features
0.75% APY on balances up to $50,000 2
0.15% APY on balances over $50,000 2
0.05% APY if qualifications are not met on Cash Rewards or Cash Back Rewards Checking account
No minimum balance to earn rewards
No monthly service fee
Securely switch your direct deposit and automatic payments from another financial institution account to an AAFCU account with ClickSWITCH
Set up direct deposit and get your paycheck up to 2 days sooner with Early Pay
24/7 account access with our free online and mobile banking
Access to great features like remote check deposit, member to member transfers, and more through our mobile banking
No minimum deposit to open
Earning Rewards is Easy
Just do the following activities and transactions in your Cash Rewards or Cash Back Rewards Checking account each Periodic Statement Cycle:
Have at least 12 debit card purchases post and clear
Have at least 1 direct deposit or automatic payment (ACH) post and clear
Be enrolled in eStatements
If you don't meet the monthly qualification, you'll still earn the base rate and you can get right back to earning your rewards the very next cycle you qualify.
Become A Member Today!
Become a member today and start enjoying the great benefits of being a member of AAFCU!
1 Annual Percentage Yield (APY) effective 02/02/2023. Accurate as of the last dividend declaration date.
2 Qualifications: In your Cash Rewards or Cash Back Rewards Checking account, (a) post and clear at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) consent to receive your monthly periodic statements electronically during the monthly periodic statement cycle. Account transactions and activities in your Cash Rewards or Cash Back Rewards Checking account may take one or more days to post and clear to your Cash Rewards or Cash Back Rewards Checking account and all must do so during the monthly periodic statement cycle in order to qualify for the Saver account rewards. When qualifications are met in your Cash Rewards or Cash Back Rewards Checking account, balances in your Saver account up to $50,000.00 earn 0.75% APY and balances over $50,000.00 earn 0.15% APY resulting in a range from 0.27% to 0.75% APY depending on the account’s balance. If qualifications are not met, 0.05% APY is received on the entire balance. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Terms and conditions subject to change. Membership requirements apply.