Routing Number: 307070021

Saver Account

Easy to Save

It pays a higher rate than a regular savings account.

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Great Features

Access to great features like remote check deposit, member to member transfer, and more through our mobile app!

Worry Free Zone

No monthly service fee, no minimum balance to earn rewards and no minimum deposit to open!

Easy Access

24/7 account access with our free online and mobile banking, plus quick access to your eStatements!

Saver pays up to 0.75% APY2 on balances up to $50,000, when qualifications are met**Open an account online, it's fast and easy!

Saver Account Features

  • 0.75% APY2 on balances up to $50,000**

  • 0.15% APY2 on balances over $50,000**

  • 0.05% APY2 if qualifications are not met on Cash Rewards or Cash Back Rewards Checking account

  • No minimum balance to earn rewards

  • No monthly service fee
  • Free eStatements

  • 24/7 account access with our free online and mobile banking

  • Access to great features like remote check deposit, member to member transfers, and more through our mobile banking

  • No minimum deposit to open


Earning Rewards is Easy

Just do the following activities and transactions in your Cash Rewards or Cash Back Rewards Checking account each Periodic Statement Cycle:

  • Have at least 12 debit card purchases post and clear

  • Have at least 1 direct deposit or automatic payment (ACH) post and clear

  • Be enrolled in eStatements

Didn't meet the qualifications this cycle? Don’t worry. Each month is a new chance to qualify!

If you don't meet the monthly qualification, you'll still earn the base rate and you can get right back to earning your rewards the very next cycle you qualify.


2Annual Percentage Yield (APY) current as of 04/12/2021.

1Figure stated assumes account qualifications have been met. When qualifications have been met in your Cash Rewards or Cash Back Rewards Checking account, balances in your Saver account up to $50,000.00 earn 0.75% APY and balances over $50,000.00 earn 0.15% APY on the portion of balances over $50,000.00 resulting in a range from 0.27% to 0.75% APY depending on the account’s balance. If qualifications are not met, 0.05% APY is received on the entire balance. Terms and conditions subject to change. National average savings rate accurate as of 12/10/2019 based on rates posted to the FDIC website at: https://www.fdic.gov/regulations/resources/rates/. Rates subject to change; fees may reduce earnings.

**Qualifications: In your Cash Rewards or Cash Back Rewards Checking account, post and clear (a) at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) consent to receive your periodic statements electronically during the Periodic Statement Cycle. Account transactions and activities in your Cash Rewards or Cash Back Rewards Checking account may take one or more days to post and clear to your Cash Rewards or Cash Back Rewards Checking account and all must do so during the Periodic Statement Cycle in order to qualify for the Saver account rewards. When qualifications are met in you Cash Rewards or Cash Back Rewards Checking account balances in your Saver account up to $50,000.00 earn 0.75% APY and balances over $50,000.00 resulting in a range from 0.27% to 0.75% APY depending on the account’s balance. If qualifications are not met, 0.05% APY is received on the entire balance. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

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Become a member today and start enjoying the great benefits of being a member of AAFCU!

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