An alarming Glassdoor survey found that more than half of Americans don’t negotiate their salaries. That means most people will continue working for the same pay, even as their value to the workplace and their experience increases. How can you teach your kids not to be afraid of asking for a raise?
In today’s society of reality television, cell phones and relative luxury being quite the norm on many school campuses, parents often suspect and fear that their children have a distorted sense of the value of money. Children see “stuff” as things that they just “have” rather than work to have.
Bills are a lot like bad weather. They’re going to come anyway, so you might as well not try to fix them, right? For some bills, that’s the case. For others, though, you can make a big difference in your monthly budget with a little legwork.
With identity theft on everyone’s minds these days, it’s not hard to see why e-statements are something you might hesitate to sign up for. After all, cyberspace is kind of big and scary and full of shady characters, right? Who knows how many people could get their hands on your credit union statements if you opt for e-statements?
Smartphones have become a ubiquitous part of our lives. Even if it’s just there in case of emergencies, having a charged cellphone can provide a serious sense of security. That’s why, when the battery meter starts to tick down, a cold sense of panic rises in your stomach.
Health insurance premiums are on the rise, and many families are feeling the pinch. Save on your health care costs with these tips!
Have you been bitten by the business bug? It’s all very exciting, but check this list first to be sure you’re truly ready to become an entrepreneur.
Financial setbacks come in all shapes and sizes. It can be an expensive household repair or major car trouble. It may be increases in your insurance plus a rent hike taking effect at the same time. Or, it can be something more extreme, like getting a pay cut at work- or even being given a pink slip. It may be a medical emergency that isn’t covered by insurance, or some good news that will cost you a bundle, like a wedding or the birth of a baby.
Millions of people use their smartphones to check credit union accounts, bank accounts and other financial accounts. They are convenient, of course, and they have some terrific uses.
When it comes to smart money management, transparency is key. For adults, that means keeping accurate records. But how can young children get a real sense of how much of their money goes to spending and how much they’re saving?
There are as many holiday traditions as there are families. Some people will wander through the neighborhood singing songs of good cheer. Others will recline in sleepy warmth, watch TV and fall asleep in good company. No matter your traditions, there’s one thing most of them have in common: getting a large group together for a meal.
Getting into the swing of things at school starts to become a ritual and many of us don’t really question it. But how much do our kids actually know about money? You might want to only include the lessons you taught them, because their school probably didn’t teach them much at all.