Fees
| Fee Type | Fee Amount |
|---|
| Business Share Draft Account |
$7.00/month |
| Basic Checking |
Minimum daily balance of $500.00 required to avoid a $5.00 service fee |
| Temporary Drafts |
4 for $1.00 |
| Deposit Checks (and other items) Returned Unpaid |
$15.00 |
| Overdraft Privilege Service |
$30.00 |
| Non-sufficient Funds Check Card Purchase |
$30.00 |
| Non-sufficient Funds Draft (paid or returned) |
$30.00 |
| Non-sufficient Funds ATM withdrawal |
$30.00 |
| Non-sufficient Funds Pre-Authorized Withdrawal |
$30.00 |
| Statement Copy - Paper Statement Fee |
$2.00 |
| Account Research |
$35.00/hour (1 hour minimum) |
| Deposited Drafts When Payor and Payee the Same Returned Unpaid |
$50.00 |
| Account Balancing Assistance (after the first assistance) |
$20.00/hour |
| Stop Payment - Draft |
$30.00 per item |
| Stop Payment - Credit Union Issue Draft |
$30.00 per item |
| Stop Payment - ACH Payment |
$30.00 per item |
| Copy of Credit Union Issued Draft |
$3.00 |
| Re-Open Fee (within 6 months) |
$25.00 |
| Close account within six months of opening |
$10.00 |
| Check Cashing - Non-Members |
$5.00 |
| Verification of deposit |
$15.00 |
| Signature Guarantee |
$5.00/transaction |
| Withdrawals at Shared Branch Locations |
$2.00 per item (fourth and subsequent withdrawals per month) |
| ACH Representment Fee |
$30.00 |
| IRA Closing Fee |
$30.00 |
*All fees are subject to change.
E@dvantage S11 (Electronic Share Draft Account)(Account No longer offered)
| Fee Type | Fee Amount |
|---|
| Minimum daily Balance of $500.00 required to avoid a service fee |
$5.00/month |
| Check Writing Fee (first 20 items each month are free) |
$0.10 per item |
| Teller/Call Center Assisted Transactions - Transfers, Balance Inquiries, Deposits and Withdrawals ($500.00 or Less), Draft Cashing |
$2.00 per transaction |
Checking Advantage
| Fee Type | Fee Amount |
|---|
| Service Fee (If less than 50 years old) |
$5.00/month |
Peak Advantage
| Fee Type | Fee Amount |
|---|
| Service Fee (If age 50 or better free if average daily balance of $2500 is met) |
$4.00/month |
Direct Pay
| Fee Type | Fee Amount |
|---|
| Service Fee |
$5.00/month |
Bill Payer
| Fee Type | Fee Amount |
|---|
| Service / with any personal share draft account |
None |
| Service / with business share draft account |
$4.95/month |
| Per Item Fee / personal account |
None |
| Per Item Fee / business account* |
$0.50 |
| Bill Payer - Overdraft Fee |
$30.00 |
| Bill Payer - Stop Payment |
$30.00 |
| Research Fee |
$18.00/inquiry |
| Check Copies |
$20.00/check |
*First 10 items per month processed at no charge.
Negotiable Items
| Fee Type | Fee Amount |
|---|
| Teller Checks |
$5.00/check |
ATM & Visa® Check Card Transactions
| Fee Type | Fee Amount |
|---|
| ATM, Visa Check and Visa Credit Card |
no annual fee |
| ATM/VISA Check Card - Lost or Stolen Card Replacement |
$10.00 |
| ATM/VISA Check Card - Rush Pin or Card |
$35.00 per card |
| ATM/VISA Check Card - Reissue Pin or Card |
$10.00 per reissue |
| ATM/VISA Check Card Special Handling Fee |
$10.00 |
| Visa Check Card Sales Draft Copy |
$12.00 |
| Merchant Card Capture |
$65.00 |
| Foreign** ATM Transaction Fee - MAAXIMUM Checking (S12) |
$2.00/transaction. If account requirements*** met, up to $25.00 per monthly cycle refunded (limited to $4.99 per item). See separate Account Requirements disclosure. |
| Foreign** ATM Transaction Fee - e@dvantage Checking (S11) |
No charge |
| Foreign** ATM Transaction Fee - Basic Checking (S8) |
$2.00/transaction (First 3 per month-no charge) |
| Foreign** ATM Transaction Fee - All other accounts |
$2.00/transaction (First 3 per month-no charge) |
| Empty Deposit Envelope |
$30.00 |
| ATM Correction Fee |
$2.00 |
**Foreign = not owned by AAFCU
***Requirements each monthly cycle are as follows (all three must be met): 1. Active enrollment in E-Statements 2. 12 signature-based (credit) check card transactions 3. One direct deposit or ACH auto debit.
Collections
| Fee Type | Fee Amount |
|---|
| Collection item (incoming) |
$5.00 |
| Collection item (outgoing) |
$5.00 |
| Levies/Garnishments |
$75.00 |
| Loan Extension |
$25.00 |
Miscellaneous Transactions
| Fee Type | Fee Amount |
|---|
| Wire Transfer - Out Going |
$25.00 per item |
| Wire Transfer - Foreign |
$50.00 per item |
| Copy of Draft (written on member account) |
$3.50 |
| Dormant Account fee* |
$5.00/month |
| Locator Fee |
$10.00 |
| Photo Copy Fee |
$0.25/copy |
| Coin Processing - Non-Members |
8% of coin processed |
| Notary Service |
$3.00/document |
| Photocopies |
$0.25 |
| Check by phone |
$15.00 |
| Loan Extension/ Skip A Pay |
$25.00 |
| Account Number Reassignment Fee |
$25.00 |
| Foreign Deposit Item Fee |
$15.00 |
| Credit Card by Phone |
$15.00 |
| Signature Guarantee |
$15.00 |
| Returned Mail Fee |
$5.00 per month |
| Verification of Deposit |
$15.00 |
*All fees are subject to change.
