Routing Number: 307070021
Fees
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| Fee Type | Fee Amount |
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| Business Share Draft Account | $10.00 per month |
| Basic Checking | Minimum daily balance of $500.00 required to avoid a $5.00 service fee |
| Temporary Drafts | 4 for $1.00 |
| Deposit Checks (and other items) Returned Unpaid | $15.00 |
| Overdraft Fee (ODP) | $30.00 |
| Return Item Fee Check Card Purchase | $30.00 |
| Return Item Fee Draft (paid or returned) | $30.00 |
| Return Item Fee ATM withdrawal | $30.00 |
| Return Item Fee Pre-Authorized Withdrawal | $30.00 |
| Statement Copy - Paper Statement Fee | $2.00 |
| Account Research | $35.00 per hour (1 hour minimum) |
| Deposited Drafts When Payor and Payee the Same Returned Unpaid | $50.00 |
| Account Balancing Assistance (after the first assistance) | $20.00 per hour |
| Stop Payment - Draft | $30.00 per item |
| Stop Payment - Credit Union Issue Draft | $30.00 per item |
| Stop Payment - ACH Payment | $30.00 per item |
| Copy of Credit Union Issued Draft | $3.00 |
| Re-Open Fee (within 6 months) | $25.00 |
| Close account within six months of opening | $10.00 |
| Check Cashing - Non-Members | $5.00 |
| Verification of deposit | $15.00 |
| Signature Guarantee | $20.00 per transaction |
| Withdrawals at Shared Branch Locations | $2.00 per item (fourth and subsequent withdrawals per month) |
| ACH Representment Fee | $30.00 |
| IRA Closing Fee | $30.00 |
| Escheat Fee | $25.00 (up to) per subaccount |
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E@dvantage S11 (Electronic Share Draft Account- Account No Longer Offered) |
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| Fee Type | Fee Amount |
|---|---|
| Minimum daily Balance of $500.00 required to avoid a service fee | $5.00 per month |
| Check Writing Fee (first 20 items each month are free) | $0.10 per item |
| Teller/Call Center Assisted Transactions - Transfers, Balance Inquiries, Deposits and Withdrawals ($500.00 or Less), Draft Cashing | $2.00 per transaction |
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Bill Payer |
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| Fee Type | Fee Amount |
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| Service / with any personal share draft account | None |
| Service / with business share draft account | $4.95 per month |
| Per Item Fee / personal account | None |
| Per Item Fee / business account* | $0.50 |
| Bill Payer - Overdraft Fee | $30.00 |
| Bill Payer - Stop Payment | $30.00 |
| Research Fee | $18.00 per inquiry |
| Check Copies | $20.00 per check |
| *First 10 items per month processed at no charge. | |
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Negotiable Items |
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| Fee Type | Fee Amount |
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| Teller Checks | $5.00 per check |
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ATM & Debit MasterCard® Check Card Transactions |
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| Fee Type | Fee Amount |
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| ATM, Debit MasterCard and Visa Credit Card | No annual fee |
| ATM/Debit MasterCard - Lost or Stolen Card Replacement | $10.00 |
| ATM/Debit MasterCard - Rush Pin or Card | $35.00 per card |
| ATM/Debit MasterCard - Reissue Pin or Card | $10.00 per reissue |
| ATM/Debit MasterCard Special Handling Fee | $10.00 |
| Debit MasterCard Sales Draft Copy | $12.00 |
| Merchant Card Capture | $65.00 |
| Foreign** ATM Transaction Fee - Kasasa® Checking (S12, S13, S14, S15 or S16) | $2.00 per transaction. If account requirements*** met, up to $25.00 per monthly cycle refunded (limited to $4.99 per item). See separate Account Requirements disclosure. |
| Foreign** ATM Transaction Fee - e@dvantage Checking (S11) | No charge |
| Foreign** ATM Transaction Fee - Basic Checking (S8) | $2.00 per transaction (First 3 per month-no charge) |
| Foreign** ATM Transaction Fee - All other accounts | $2.00 per transaction (First 3 per month-no charge) |
| Empty Deposit Envelope | $30.00 |
| ATM Correction Fee | $2.00 |
| **Foreign = not owned by AAFCU ***Requirements each monthly cycle are as follows (all three must be met): 1. Active enrollment in eStatements 2. 18 or more Debit MasterCard purchases post and clear your account. 3. One direct deposit or ACH auto debit. | |
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Collections |
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| Fee Type | Fee Amount |
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| Collection item (incoming) | $5.00 |
| Collection item (outgoing) | $5.00 |
| Levies/Garnishments | $75.00 |
| Loan Extension | $25.00 |
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Miscellaneous Transactions |
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| Fee Type | Fee Amount |
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| Wire Transfer - Out Going | $25.00 per item |
| Wire Transfer - Foreign | $50.00 per item |
| Copy of Draft (written on member account) | $3.50 |
| Dormant Account fee* | $5.00 per month |
| Locator Fee | $10.00 |
| Photo Copy Fee | $0.25 per copy |
| Coin Processing - Non-Members | 8% of coin processed |
| Notary Service | $3.00 per document |
| Photocopies | $0.25 |
| Check by phone | $15.00 |
| Loan Extension/ Skip A Pay | $25.00 |
| Account Number Reassignment Fee | $25.00 |
| Foreign Deposit Item Fee | $30.00 |
| Credit Card by Phone | $15.00 |
| Signature Guarantee | $20.00 |
| Returned Mail Fee | $5.00 per month |
| Verification of Deposit | $15.00 |
| All fees are subject to change. | |
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