Routing Number: 307070021

Join Us

In 1955, AAFCU was created to serve the cadets, officers, and civilians of the newly established United States Air Force Academy at Lowry Air Force Base. Our military roots give us strength – strength to grow and to serve so many more. In addition to serving all active and retired military service members, we also serve educators, health care professionals, small businesses and so many more. 

We are a full-service financial institution who believes in providing custom, caring solutions to meet your immediate financial needs and achieve your long-term goals. As a lifelong financial partner committed to your success, AAFCU will be with you, helping you prepare for a better tomorrow…today.

Why bank with AAFCU? 


  • You Are Part Owner - We don’t have stockholders, we have member-owners. When you join AAFCU you aren’t just a member, you're also a part-owner and your vote counts in shaping our future.

  • World-Class Member Service - Our employees go above and beyond to meet your needs. Everyone's financial journey is unique. We're here to help you maximize your current financial resources and achieve long-term financial goals. 

  • Custom, Caring Financial Solutions - We have all the great traditional banking products and services you need, plus unique financial products like customizable home, auto, and personal loans.  

  • Competitive Rates - Our not-for-profit status means we typically can offer better savings rates and lower interest rates on loans compared to traditional banks.

  • Convenient 24/7 Online & Mobile Banking - Check account balances, transfer funds, deposit checks remotely, pay bills, manage your debit card settings, and so much more. If your computer or phone is on, the credit union is open for you to get your banking done.

  • Community Partner -We believe in being a true community partner. We donate money, we donate time, and we give with our hearts. Since 1994, we have awarded over $780K to students in our member school districts through our Art Scholarship program and our Payback Piggy events have put $79,500 out into the community since 2017. Each year AAFCU partners with numerous organizations to help our communities thrive.

  • Member for 30 years!
    I have banked with AAFCU for almost 30 years. I feel that my money is in a safe place."
    December 23, 2021
  • Professional and Responsive
    The loan officer was very professional and responsive to my calls. I was extremely pleased with the rate.
    December 24, 2021
  • Great Advice Against Fraud
    She is understood exactly what I did to become vulnerable and be hacked. She gave great advice about how to protect myself in the future.
    December 25, 2021
  • Great Location with Many Services!

    This is a great location for me and the bank has provided many services to me over the years, 529s, mortgage, notary and accounts for my kids.

    December 28, 2021
  • Excellent Service!
    I think the service is excellent. The rates are very competative.
    December 28, 2021

Who can join AAFCU?


Think you have to be military to join AAFCU? Think again! Our membership is open to all active and retired military service members and their families, the employees, students and families of 10 local school districts, plus hundreds of local businesses. With so many ways to join, becoming a member is easier than you think!

Active duty and retired military service members and their families.

Employees and students (and their families) in the following school districts:

  • Academy School District 20

  • Cheyenne Mountain School District 12

  • Colorado Springs School District 11

  • Douglas County School District RE-1

  • Elbert County School District C-2 (Kiowa Schools)

  • Elbert School District 200

  • Elizabeth School District

  • Fountain-Fort Carson School District 8

  • Lewis-Palmer School District 38

  • School District 49

You are employed by or a member of one of our
Select Employee Groups.

You live or work in a qualifying geographic area.     
Contact us to learn more.

Still not sure if you qualify for a membership? Call us at 719.593.8600 or 800.223.1983!

Become A Member Today!

Become a member today and start enjoying the great benefits of being a member of AAFCU!

Call Us

719.593.8600 or 800.223.1983

Visit A Branch

Locations and Hours