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Smart Solution
Not sure you can make it until payday? A Smart Solution Loan is exactly what it sounds like - an intelligent solution to payday loans.
Overview
No one wants to be in a situation where they need a loan to get them through until payday, but when that happens, you can count on AAFCU to provide you with an easy, flexible, and a smart solution to meet your needs.
Our Smart Solution Loan features a lower interest rate and has longer repayment terms than similar loans at a traditional payday lender. It's quick and convenient, plus there is no credit check!
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Lower interest rates
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Longer repayment terms
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Quick approvals
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No credit check
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Local knowledge and decisions
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Personal service
Visit a branch location to apply for a Smart Solution Loan.
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17.99% APR*
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60 day repayment term
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Must have been AAFCU member for at least six months to apply
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No credit check required, must meet other minimum requirements
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Visit any of our locations to apply
To apply for a Smart Solution Loan, please visit a local branch or contact us at: 719.593.8600 or 800.223.1983
*APR=Annual Percentage Rate. Must be a member for at least six months. Must meet other requirements. No additional advances made until previous advance paid in full. $300.00 maximum loan amount for first three advances. Monthly payments are computed at approximately $153.38 each, due at 30 and 60 days from the time of loan, based on loan amount of $300.00. Other restrictions & fees apply.
