Routing Number: 307070021

Auto Loans

AAFCU auto loan rates will make you want to peel out and have some fun!


Whether you're looking for an auto loan for a new or used car, or want to refinance your existing auto loan to get a lower rate, AAFCU has plenty of auto loan options for you:

  • No application fee

  • Flexible Terms

  • Available for both new and used cars

  • Online pre-approval 

  • Auto Buying Services available

  • Conveniently apply online, by phone, or at a local branch

We have designed the application process to be as simple as possible. Competitive auto loan rates, various loan terms, and convenient application process ... Does it get any better?

Apply now

Copyright © 2014 CU Direct Corporation. All rights reserved.  CU Direct Corporation is not owned by AAFCU and is to be used for informational purposes only.  All information provided by CU Direct Corporation is deemed reliable, but not guaranteed.


We've got competitive auto loan rates and loan terms to meet your needs. Check out our competitive rates below and find the auto loan that is right for you. 

Don't wait any longer!

Apply now

Table data for New and Used Auto Loans
 Effective as of 03/02/2021
Terms APR* Alert Me
Up to 36 months 3.39% - 17.99%** Receive a notification when this rate changes
48 months 3.39% - 17.99%** Receive a notification when this rate changes
72 months 3.39% - 17.99%** Receive a notification when this rate changes
78 months 3.89% - 17.99%** Receive a notification when this rate changes
84 months 4.39% - 17.99%** Receive a notification when this rate changes
*APR= Annual Percentage Rate. **Rates may vary depending on applicant's creditworthiness and year of collateral. APR calculation assumes no fees; fees may impact rate and/or term. Payment example: 72 monthly payments of $15.37 per $1,000.00 borrowed at 3.39% APR on 2018 or newer vehicles. Down payment may be required. Refinancing fees may apply to all existing auto loans with AAFCU. Membership requirements and other restrictions apply. Rates and terms are subject to change without notice.

Dealership Financing

Have you found the perfect vehicle at a local dealership? No worries, you can still get your auto loan from AAFCU! Simply tell the car dealership you want to finance your car loan with AAFCU.

How it works:

Step 1 - Find the vehicle of your dreams. 
Step 2 - Tell the car dealership you want to finance your auto loan with AAFCU.
Step 3 - Enjoy driving your new wheels!


Need extra cash?

Apply to skip your next AAFCU monthly loan payment today!

That's right, simply tell us which monthly payment you would like to skip and redirect that money to meet your other needs. Your skipped monthly payment simply slides to the end of your loan.

To apply now, call 719.593.8600 or 800.223.1983

Loan Details:

Skip-A-Payment: a program that really frees your mind, and your wallet -- isn't that a friendlier way to bank?

  • The ultimate in payment flexibility.

  • Easy to make happen.

  • Payment simply slides to the end of the loan.

  • Only $35.00 per skipped payment*.

*Skip-A-Payment does not apply to real estate loans, lines of credit or credit cards. Your skipped payment will be added to the end of your loan term, and normal interest charges will continue to accrue. Must meet program requirements. Incurs one time fee of $35.00. Fee must be paid by member at time of application (cannot be added to loan balance). Interest continues to accrue on outstanding loan balance, and may extend maturity date of loan. Other restrictions apply. 



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