Routing Number: 307070021

Online and Mobile Banking Guide

Access tools and resources to help you use online and mobile banking! Learn how to enroll in online and mobile banking, get started with bill pay, make a loan payment, and more. Use the resources below to get the most out of your online banking experience.

Activity Center

Learn how to view single transactions, recurring transaction, deposited checks, and how to filter them using the Activity Center. 

  • Explore My Activity Center - Desktop
    • On the left-side menu bar click on Activity Center.
    • At the top of the screen, you will see the following options: "Single Transactions" "Recurring Transactions," and "Deposited Checks". 

    Single Transactions

    Underneath Single Transaction selected, you can view all activity on your account. Items displayed can include changes of address, check reorders, external transfers, funds transfers, and stop payments. 

    To find a specific transaction, use the search bar at the top of the screen. 

    Next to the search bar, there are four icons: favorites (star icon), print (printer icon), download (downward arrow icon) and filter (funnel icon). 

    Favorites (star icon)

    • Click the star icon to access the favorites drop-down menu. Here you can create categories or your transactions.

    • On the right side of a transaction, click the check box. After selecting a transaction, click the favorites icon, then click the "+Save As New". Here you can add a nickname to the transaction to save to your favorites.

    • After entering your desired category, you can click on another transaction. Click the favorites icon again, and at the bottom of the drop down menu you will see the newly added category. You may add multiple categories. 

    Print (printer icon)

    • Use the printer icon to print your entire transaction history or click the check mark box to print a single transaction.

    • If you select more than one transaction, all transactions with a checkmark next to them will print.

    Download (downward arrow icon) 

    • Use the download button to download all your transaction history to a .csv file or, click the check mark box to download a single transaction.

    • If you select more than one transaction, all transactions with a checkmark next to them will be included in the .csv file for you to view and download. 

    Filter (funnel icon)

    • Use the filter icon to view transaction based on your preferences.

    • When you click the filter icon, you will see a menu with the following fields: Transaction Type, Status, Account, Created By, Start Date, End Date, Tracking ID, Min Amount, and Max Amount.

    • Complete the fields to narrow your search. You do not need to complete all the fields but must complete at least one to narrow your search results.

    • After selecting your filter parameters, click Apply.

    • You can adjust these as needed based on the transaction type you are searching for.

    • To go back, click the magnified glass. This will close the filter options. 

    Please Note: The print and download features are not available on mobile devices.

    Recurring Transactions

    Under Recurring Transactions, you can view recurring transactions set up on all your accounts. 

    On the right side there are four icons: favorites (star icon), print (printer icon), download (downward arrow icon) and filter (funnel icon). 

    Favorites (star icon)

    • Click the star icon to access the favorites drop-down menu. Here you can create categories for your transactions.

    • On the right side of a transactions, click the check box. After selecting a transaction, click the favorites icon, then click the "+Save As New". Here you can add a nickname to the transaction to save to your favorites.

    • After entering your desired category, you can click on another transaction. Click the favorites icon again, and at the bottom of the drop-down menu you will see the newly added category. You may add multiple categories.

    Print (printer icon)

    • Use the printer icon  to print your transactions.

    • Click on a specific transaction to view additional information about the transaction.

    • Additional details must display on the screen for them to print. If details are not visible on the screen, only the transaction line items will print.

    Download (down arrow icon) 

    Use the download icon to download and view your transactions history in a .cvs file. 

    Filter (funnel icon)

    • Use the filter icon to provide parameters when searching your recurring transactions.

    • When you click the filter icon, you will see a menu with the following fields: Transaction Type, Status, Account, Created By, Start Date, End Date, Tracking ID, Min Amount and Max Amount.

    • Complete the fields to narrow your search. You do not need to complete all the fields but must complete at least one to narrow your search results.

    • After selecting your filter parameters, click Apply.

    • You can adjust these as needed base on the transaction type you are searching for.

    • To go back, click the magnified glass. This will close the filter options.

    Please Note: The print and download features are unavailable on mobile devices.

    Deposited Checks

    Use Deposited Checks to view details about checks deposited to your account.

    On the right side there are two icons: print (printer icon) and filter (funnel icon).

    Print (printer icon)

    • Use the printer icon to print information about checks deposited to your account.

    • Click on a specific deposit to view additional information about the transaction. Additional details must display on the screen for them to print. If details are not visible on the screen, only the transaction lines items will print.

    Filter (three lines, largest to smallest)

    Use the filter icon to provide parameters when searching your deposited checks.

    Transaction Type is prefilled and cannot be changed. Fill out the additional fields; Time Period, Min Amount, Max Amount, Created By, Status, Starting Check #, and Ending Check #. After completing these fields, click Apply.

    To modify your search parameters, simply change the information in the fields and click Apply again.

    Please Note: The print feature is unavailable on mobile devices.

  • Explore My Activity Center - Mobile
    • Tap the Menu button in the upper left corner to open the menu bar.

    • Then tap Activity Center.

    • At the top of the screen, you will see the following options: "Transactions" "Recurring," and "Deposited Checks". 

    Transactions

    Underneath Transaction, you can view all activity on your account. Items displayed can include changes of address, check reorders, external transfers, funds transfers, and stop payments. 

    To find a specific transaction, use the search bar at the top of the screen. 

    Next to the search bar, there are two icons: favorites (star icon) and filter (funnel icon). 

    Favorites (star icon)

    • Tap the star icon to access the favorites drop down menu. Here you can create categories for your transactions.

    • On the right side of a transaction, tap the check box. After selecting a transaction, tap the favorites icon, then tap "+Save As New". Here you can add a nickname to the transaction to save to your favorites.

    • After entering your desired category, you can tap on another transaction. Click the favorites icon again, and at the bottom of the drop-down menu you will see the newly added category. You may add multiple categories.  

    Filter (funnel icon)

    • Use the filter icon to view transaction based on your preferences.

    • When you tap the filter icon, you will see a menu with the following fields: Transaction Type, Status, Account, Created By, Start Date, End Date, Tracking ID, Min Amount, and Max Amount.

    • Complete the fields to narrow your search. You do not need to complete all the fields but must complete at least one to narrow your search results.

    • After selecting your filter parameters, tap Apply.

    • You can adjust these as needed based on the transaction type you are searching for.

    • To go back, tap the magnified glass. This will close the filter options. 

    Please Note: The print and download features are not available on mobile devices.

    Recurring 

    Under Recurring Transactions, you can view recurring transactions set up on all your accounts. 

    On the right side there are two icons: favorites (star icon) and filter (funnel icon). 

    Favorites (star icon)

    • Tap the star icon to access the favorites drop-down menu. Here you can create categories for your transactions.

    • Tap a transaction, then tap the favorites icon. The favorites drop down menu will display, tap on "+Save As New" to add the highlight transaction to a favorite category. Here you can add a nickname to the transaction to save to your favorites.

    • After entering your desired category, you can tap to highlight another transaction. Then tap the favorites icon, at the bottom of the drop-down menu you will see the newly added category. You may add multiple categories.

    Filter (funnel icon)

    • Use the filter icon to provide parameters when searching your recurring transactions.

    • When you tap the filter icon, you will see a menu with the following fields: Transaction Type, Status, Account, Created By, Start Date, End Date, Tracking ID, Min Amount and Max Amount.

    • Complete the fields to narrow your search. You do not need to complete all the fields but must complete at least one to narrow your search results.

    • After selecting your filter parameters, tap Apply.

    • You can adjust these as needed base on the transaction type you are searching for.

    • To go back, tap the magnified glass. This will close the filter options.

    Please Note: The print and download features are unavailable on mobile devices.

    Deposited Checks

    Use Deposited Checks to view details about checks deposited to your account.

    On the right side there are one icon: filter (three lines, largest to smallest).

    Filter (three lines, largest to smallest)

    Use the filter icon to provide parameters when searching your deposited checks.

    Transaction Type is prefilled and cannot be changed. Fill out the additional fields; Time Period, Min Amount, Max Amount, Created By, Status, Starting Check #, and Ending Check #. After completing these fields, click Apply.

    To modify your search parameters, simply change the information in the fields and tap Apply again.

    Please Note: The print feature is unavailable on mobile devices.

Bill Pay

Learn how to use online bill pay to make one-time payments to payees, or to set-up recurring payments.

  • Set Up Bill Pay - Desktop

    Getting Started, first time user

    • Login to your account.

    • On the left-side menu bar, click on Bill Payment, then click Bill Pay Full Site to get started.

    • Within the white pop-up menu, click Continue. Follow the prompts to set up a new payee. To complete this process, you will need the following: payee name, account number, and payment address.

    • After a payee is successfully added, you can make a one-time payment or set up automatic payments.

    • To make a payment, click the left-side menu bar, then click Quick Pay. Underneath a payee, you will see Pay From, Amount, and Process Date. Once completed, click Review Payments. Once you have reviewed your payments, click Submit Payments.  

    Add New Payee

    • Login to your account.

    • On the left-side menu bar, click on Bill Payment, then click Bill Pay Full Site to get started.

    • Click +Payee and follow the prompts to set up a new payee. To complete this process, you will need the following: payee name, account number, and payment address.

    • After a payee is successfully added, you can make a one-time payment or set up automatic payments.

    • To make a payment, click the left-side menu bar then click Quick Pay. Underneath a payee, choose which account you want the payment deducted from, enter the amount you want to send, and the date you wish to send payment. Then click Review Payments. Once you have reviewed your payments, click Submit Payment.  

  • Set Up Bill Pay - Mobile

    Add New Payee

    • Login to your account using the mobile app.

    • Tap Pay A Bill located on the home screen. Tap Options, then tap Add payee to get started.

    • To complete this process, you will need to complete the following: Name, Payee Type, Address, Phone Number, and Account Number. Once completed, tap Preview. Once reviewed, tap Save Payee.

    • After a payee is successfully added, you can make a one-time payment.

    • To make a payment, tap Pay A Bill on the home screen. Tap on a payee, enter the amount, then choose an account you want payment deducted from, and process date. Once completed, tap Submit Payment.  

    • To add another account to pay from, tap Options on the Bill Pay screen next to the search bar. Then tap Edit "Pay from accounts"

    • Tap on one or multiple account to add them to your pay from options, then tap Save.

Check Deposit

Learn how to deposit a check into your account using your phone. 

  • Deposit A Check - Mobile
    • Login to your account using a smart device.

    • Tap Deposit A Check on the home screen.

    • Tap the Deposit A Check drop-down menu to choose a deposit account.

    • In the amount field, enter the amount of the check you are depositing.

    • Before taking pictures of the front and back of your check, be sure to endorse your check by signing the back of your check and writing the statement " For AAFCU Mobile Deposit Only". 
    • Tap Front of check. 

      • Take a clear image of the front of the check, then tap Use Image.

    • Tap Back of check. 

      • Take a clear image of the back of the check, then tap Use Image.

    • Once both front and back images are accepted, tap Submit Deposit.
      • Please Note: Mobile Deposit is only available on mobile banking app.

    Enrollment

    Learn how to enroll in online and mobile banking.

    • Enroll in Online and Mobile Banking - Desktop

      Use the tutorial video below to assist you during the enrollment process for a Desktop Browser.

      Online Banking Enrollment for Desktop Browser

      • Online Banking Enrollment for Desktop


    • Enroll in Online and Mobile Banking - Mobile

      Use the tutorial videos below to assist you during the enrollment process for a iPhone® or Android™. 

      Online Banking Enrollment for iPhone

      • Online Banking Enrollment for iPhone


      Online Banking Enrollment for Android

      • Online Banking Enrollment for Android

      iPhone is a registered trademark of Apple Inc. Android is a trademark of Google Inc.

    eStatements

    Learn how to register for eStatements! 

    • Register for eStatements - Desktop
      • Login to your account. 

      • On the left-side menu bar, click eStatements.

      • Select the account number for which you would like to receive eStatements, then click Enroll in eStatements.

      • To complete the process, you must agree to the terms and conditions.

      • Enter your primary email address for verification and notification purposes, then click Continue.

      • You must verify your email address to complete the process. You will receive an email containing a verification code for eMinder Alerts. In this email, you will click "Click Here to Activate Your E-Mail Address Now" to activate eStatements for your account. 

    • Register for eStatements - Mobile
      • Login to your account. 

      • Tap the Menu button in the upper left corner to open the menu bar.

      • Then tap eStatements.
      • Select the account number for which you would like to receive eStatements, then tap Enroll in eStatements.

      • To complete the process, you must agree to the terms and conditions.

      • Enter your primary email address for verification and notification purposes, then tap Continue.

      • You must verify your email address to complete the process. You will receive an email containing a verification code for eMinder Alerts. In this email, you will tap "Click Here to Activate Your E-Mail Address Now" to activate eStatements for your account. 

    External Transfer 

    Learn what the status means on an external transfer when viewing your transaction history.

    • External Transfer Status - Desktop
      • Login to your account.

      • On the left-side menu bar, click Activity Center.

      • In the search bar, type "External Transfer", then hit enter on your keyboard.

      • Underneath the "Status" column, each transaction will have one of the following status codes: 

      "Cancelled" - The external transfer was cancelled by the account holder.

      "Drafted" - The external transfer was declined.

      "Failed" - The external transfer was declined and must be attempted again.

      "On Hold" - AAFCU is verifying the external transfer is valid.

      "Pending" - The external transfer is waiting to process.

      "Received" - The money has been verified and sent.

    • External Transfer Status - Mobile
      • Login to your account.

      • Tap the Menu button in the upper left corner to open the menu bar.

      • Tap Activity Center.

      • In the search bar, type "External Transfer" and tap "go" or "return" on your phone keyboard. 

      • On the right side of the search bar, tap the Filter Icon (funnel icon).
      • Underneath the "Status" dropdown, each transaction will have one of the following status codes: 

      "Cancelled" - The external transfer was cancelled by the account holder.

      "Drafted" - The external transfer was declined.

      "Failed" - The external transfer was declined. The external transfer must be attempted again.

      "On Hold" - AAFCU is verifying the transfer is valid.

      "Pending" - The external transfer is waiting to process.

      "Received" - The money has been verified and sent.

    Loan Payments

    Learn how to set up and schedule loan payments.

    • Set Up an External Loan Payment - Desktop
      Make a payment from an External Account:
      • Login to your account.

      • On the left-side menu bar click Add External Transfer, then click Setup External Transfer.

      • Note: If this is your first time setting up an External Account Transfer, you will have to accept the terms and conditions before proceeding.
      • From the Add An External Account screen, you will enter in the following information:

        • Account Number
        • Account Type
        • Routing Number
      • After entering your account information, you will be asked to Verify Your Account. To start the verification process, click Continue.

      • To verify your account, 2 micro deposits (micro deposits will be less than $1) will be deposited to your external account.

      • Micro deposits are typically generated and sent within 5 business day.

      • After receiving your micro deposits, take note of the amount(s) then login to your AAFCU account to complete the verification process.
      • On the left-side menu bar, click Menu, then click Add External Transfer.

      • Click Verify External Transfer to verify the 2 micro deposit amounts.

      • Click the account you want to verify by taping the circle located underneath the account information.
      • Enter both micro deposit amount into the boxes that appeared in your external account, then Click Continue.

      • After the verification process is complete, log out of online banking.

      • To make a loan payment, log back into your account and click Move Money, then Loan Payments

      • Your external account now shows underneath the "From" drop-down menu.

      Please note: If you have not previously linked an external account and need to make a payment immediately, we recommend you use an alternate payment option such as Remote Deposit.

    • Set Up an External Loan Payment - Mobile
      Make a payment from an External Account:
      • Login to your account.

      • Tap the Menu button in the upper left corner to open the menu bar.

      • Tap Add External Transfer, then tap Setup External Transfer.

      • Note: If this is your first time setting up an External Account Transfer, you will have to accept the terms and conditions before proceeding.
      • From the Add An External Account screen, you will enter in the following information:

        • Account Number
        • Account Type
        • Routing Number
      • After entering your account information, you will be asked to Verify Your Account. To start the verification process, tap Continue.

      • To verify your account, 2 micro deposits (micro deposits will be less than $1) will be deposited to your external account.

      • Micro deposits are typically generated and sent within 5 business day.

      • After receiving your micro deposits, take note of the amount(s) then login to your AAFCU account to complete the verification process.
      • On the left-side, tap Menu, then tap Add External Transfer

      • Tap Verify External Transfer to verify the 2 micro deposit amounts.

      • Tap the account you want to verify by taping the circle located underneath the account information.
      • Enter both micro deposit amount into the boxes that appeared in your external account, then tap Continue.

      • After the verification process is complete, log out of online banking.

      • To make a loan payment, log back into your account and tap Move Money, then Loan Payments

      • Your external account now shows underneath the "From" drop-down menu.

      Please note: If you have not previously linked an external account and need to make a payment immediately, we recommend you use an alternate payment option such as Remote Deposit.

    Secure Access Code

    Learn how to update how you receive your secure access code when logging into your account from a different computer or device.

    • Updating a Secure Access Code - Desktop
      • Login to your account.

      • On the left-side menu bar, click Settings,

      • Click Security Preferences, then click Secure Delivery.

      • Click on New Text Number, New Voice Number or New Email Address at the bottom of the screen to add your preferred Secure Access Code delivery method. There is no limit to the number of methods you can enter. 

      • Once you have entered your information, click the check mark. 

      • To edit a delivery method, click pencil icon, then click the check mark.

      • To delete a delivery method, then click the trash can icon. 

    • Updating a Secure Access Code - Mobile
      • Login to your account.

      • Tap the Menu button in the upper left corner to open the menu bar.
      • Tap Settings.

      • Tap Security Preferences, then tap Secure Delivery.

      • Tap on New Text Number, New Voice Number or New Email Address at the bottom of the screen to add Secure Access Code delivery method. There is no limit to the number of methods you can enter. 

      • Once you have entered your information, tap the check mark. 

      • To edit a delivery method, tap the pencil icon, then tap the check mark.

      • To delete a delivery method, tap the trash can icon. 

    Transaction Categories

    Learn how to change your transaction categories for better budgeting. 

    • Change Your Transaction Category - Desktop
      • Login to your account.

      • Click on the account you which to change or update a transaction category.

      • To change the category of a transaction, click on the circular image or question mark between the date of the transaction and the transaction description.

      • Choose a category for the transaction.

      • Click on the down arrow for more options under each category.

      • If you would like to add a new sub-category below a main category heading, click on +Add Sub-Category.

      • Type in the name of the Sub-Category you wish to add, then click the check mark.

      • After clicking the checkmark, your new Sub-Category will appear in the drop-down list.

      Split Transaction Categories

      • Login to your account.

      • Click the account you which to change or update a transaction category.

      • Click the circular image or question mark located between the transaction date and the transaction description.

      • Scroll down to the bottom of the Category list and click Split transaction.

      • Your transaction now split.

      • To categorize the first portion of the transaction, tap the first circular image or question mark and select a category from the drop-down menu.

      • Next, click the second circular image or question mark and select a category for the second portion of the transaction from the drop-down menu.
      • After selecting categories for each portion of the transaction you will enter the amount you wish to apply to the second portion of the transaction and tap the check mark. The amount of the first portion of the transaction will automatically be reduced by the amount entered for the second portion of the transaction.

        • To add additional transaction splits, click +Split transaction and repeat the same steps as above.

        • To edit the amount for any transaction splits, click pencil icon.

        • To delete a transaction split, click the trash can icon.

      • Change Your Transaction Category - Mobile
        • Login to your account.

        • Tap on the account you which to change or update a transaction category.

        • To change the category of a transaction, tap the image or question mark between the date of the transaction and the transaction description.

        • Choose a category for the transaction.

        • Tap on the down arrow for more options under each category.

        • If you would like to add a new sub-category below a main category heading, tap on +Add Sub-Category.
        • Type in the name of the Sub-Category you wish to add, then click the check mark.

        • After clicking the checkmark, your new Sub-Category will appear in the drop-down list.

        Split Transaction Categories

        • Login to your account.

        • Tap the account you which to change or update the transaction category.

        • Tap the circular image or question mark located between the transaction date and the transaction description.

        • Scroll down to the bottom of the Category list and tap Split transaction.
        • Your transaction now split.

        • To categorize the first portion of the transaction, click on the first circular image or question mark and select a category from the drop-down menu.

        • Next, click the second circular image or question mark and select a category for the second portion of the transaction from the drop-down menu.

        • After selecting categories for each portion of the transaction you will enter the amount you wish to apply to the second portion of the transaction and tap the check mark. The amount of the first portion of the transaction will automatically be reduced by the amount entered for the second portion of the transaction.

          • To add additional transaction splits, click +Split transaction and repeat the same steps above.

          • To edit the amount for any transaction splits, click pencil icon.

          • To delete a transaction split, click the trash can icon.