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If you have any money invested in the stock market, look at the last 6 months performance. Can you make any adjustments? Can you sell any and reallot your money to gain more?
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Make a holiday budget. Categories your budget in groups, gifts, parties, cookies for friends/family/coworkers etc. to fit into your lifestyle. Trying to write it down and sticking to it!
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Make your January mortgage payment before the end of the year and get the deduction for the current year.
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Donate to your favorite charity and by putting it on your credit card by the end of the year, you can get the deduction for the current year.
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If you have some money in your savings account, trying to increase a payment to your retirement account.
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If you have a flexible medical spending account, try using it by the end of the year!
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Trying to get in touch with your crafty side and give homemade gifts this year to family and friends!
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Convert a Traditional IRA into a Roth IRA. You'll pay taxes this year, but it will grow tax-free for the rest of your life.
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Lower your gift budget by offering "coupon books" that offer babysitting, house cleaning or dog sitting services to your friends and family.
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Create financial goals for next year! Then write down your upcoming next year’s budget. How much do you need to save to get to your financial goal?