*APR= Annual Percentage Rate. Rates may vary depending on applicant's creditworthiness and year of collateral. APR calculation assumes no fees; fees may impact rate and/or term. Rate available up to a 66 month repayment term. Payment example: 66 monthly payments of $162.29 per $10,000.00 borrowed at 2.99% APR on 2014 or newer vehicles. Down payment may be required. Refinancing fees will apply to all existing auto loans with AAFCU. Membership requirements and other restrictions apply. Rates and terms are subject to change without notice.
*APR=Annual Percentage Rate. Rate with approved credit on new equity loans only. APR is prime is plus one percent (note, prime is determined by the Federal Reserve). Prime Rate is currently 4%. Maximum interest rate over the life of the loan is 17.99%. Minimum interest rate over the life of the loan is 4.50%. Rate available for standard 15 year repayment term (7 year draw period and 8 year repayment period). A $299.00 origination fee and a $450.00 appraisal fee, if necessary. $10,000 minimum loan amount, $75,000 maximum loan amount. Some restrictions apply. Rates subject to change. Offer valid until 12/31/2016. Membership requirements apply.
Payment example: At the rate of 4.50%, the APR* for this loan type is 5.074%. The monthly payment amount for a $20,000 loan amount during a 15 year repayment term would be: 180 payments of $153.01 at an interest rate of 4.50%.
*APR=Annual Percentage Rate. Rate with approved credit. APR calculation assumes no fees; fees may impact rate and/or term. Terms may change at any time without notice. Offer valid until 12/31/2016. Rates apply to Conventional 1st mortgages; rates subject to change. Closing costs do not include rate buy-down or escrows. Minimum loan amount is $55,000. Maximum loan-to-value ratio is 80%. Other restrictions and requirements may apply. Membership requirements apply.
The information provided is for a 15 year fixed mortgage and assumes the purpose of the loan is to purchase or refinance a property with a loan amount of $192,000 and an estimated property value of $240,000. The property is an existing single family home which will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 680 or above.
Payment example: APR for this loan type is 3.5%. The monthly payment would be: 180 payments of $1,372.57 at an interest rate of 3.5%. The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment.
Contact Air Academy Federal Credit Union at 1.800.223.1983 for more information. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
*APY=Annual Percentage Yield
Qualifications; Post and clear (a) at least one direct deposit or pre-authorized ACH (b) post and clear eighteen or more purchase transactions using your debit card and (c) consent to receive your periodic statements electronically during the Period Statement Cycle. Periodic Statement Cycle is defined as the first day of the month the Credit Union is open for business to the close of business on the last day of the month. Account transactions and activities may take one or more days to post and clear to the account and all must do so during the Periodic Statement Cycle in order to qualify for the account’s rewards. When your Kasasa Cash account qualifications are met during a Periodic Statement Cycle, the following rewards will be distributed to your account(s) on the first business day of the month. Balances up to $25,000.00 receive a non-compounding APY of 1.25%; and balances over $25,000.00 earn 0.15% APY on the portion of balance over $25,000.00. If a Kasasa Saver account is available dividends will be posted to that account. ATM fee refunds limited to $4.99 per items and $25.00 per Periodic Statement Cycle. If a Kasasa Cash account is paired with a Kasasa Saver account, earned rewards and refunds will be posted to the Kasasa Saver account. Non-qualified accounts will be paid a dividends at 0.05% APY and are not eligible for ATM fee refunds. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
*APR=Annual Percentage Rate. Rates may vary depending on applicant’s creditworthiness. APR calculation assumes no fees; fees may impact rate and/or term. Rate available up to a 48 month repayment term. Payment example: 48 monthly payments of $241.62 per $10,000 borrowed at 7.49% APR for the entire term of the loan. Membership requirements and other restrictions apply. Rates and terms are subject to change without notice.