Routing Number: 307070021

Early Pay

Earlier Access

Get your paycheck up to 2 days* sooner with direct deposit.

Get Paid Sooner

Set-up direct deposit into any checking or savings account. 

Safe and Secure

No more paper checks to worry about getting lost or stolen.

Hassle Free 

Skip trips to the bank and get paid automatically with direct deposit.

Get Paid Sooner

Simply set-up direct deposit when you open any checking or savings account. Once we receive notification your direct deposit is on its way, your paycheck will be available!

Find Your Checking Account

Open any checking or savings account and get access to your paycheck up to 2 days sooner when you set-up direct deposit! 

Compare Checking Accounts

Direct Deposit

When you open a checking or savings account, let us know you want to set-up direct deposit and a member service representative will be happy to assist you! It's that easy!

Already have a checking or savings account and want to get paid sooner?

No problem! Just give us a call at 719.593.8600 or 800.223.1983 to get your direct deposit set-up today! 

Already Have Direct Deposit?

Great! You're already set-up with Early Pay and no action is needed. You should start to see your paychecks sooner! 

* Early Pay is only available to members with an AAFCU checking or savings account and have direct deposit set up with their employer or other payer to receive electronic payment during regular periodic payment cycles. At our discretion, we may make the funds for certain ACH credit transactions, including most payroll deposits, available to you before the ACH deposit's scheduled payment date up to 2 business days earlier. The date that funds are made available to you will be reflected in your applicable account's transaction history. Whether or not funds are made available early and exactly when the funds are made available depend on when we receive the payment instructions from the ACH payor and are subject to fraud prevention measures and other applicable restrictions. We do not guarantee that funds will be made available early or that funds will be made available by any specific time of day. Any funds that we don't make available early will be made available according to our Funds Availability Agreement.

Restrictions and requirements may apply. Membership requirements apply.