Balance | DIV** | APY* | Alert Me |
---|---|---|---|
Base Rate | 0.050% | 0.05% | Receive a notification when this rate changes |
$0.00-$15,000.00 | 1.243% | 1.25% | Receive a notification when this rate changes |
$15,000.01 or greater | 0.150% | 0.15% | Receive a notification when this rate changes |
*APY=Annual Percentage Yield **DIV= Dividend Rate Qualifications; Post and clear (a) at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) consent to receive your period statements electronically during the Period Statement Cycle. Periodic Statement Cycle is defined as the first day of the month the Credit Union is open for business to the close of business on the last day of the month. Account transactions and activities may take one or more days to post and clear to the account and all must do so during the Periodic Statement Cycle in order to qualify for the account’s rewards. When your Cash Reward Checking account qualifications are met during a Periodic Statement Cycle, the following rewards will be distributed to your account(s) on the first business day of the month. Balances up to $15,000.00 earn an APY of 1.25%; and balances over $15,000.00 earn 0.15% APY on the portion of balance over $15,000.00. ATM fee refunds limited to $4.99 per items and $25.00 per Periodic Statement Cycle. Terms and Conditions subject to change. Non-qualified accounts will be paid a dividends at 0.05% APY and are not eligible for ATM fee refunds. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. | |||
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Saver Account Balance | DIV** | APY* | Alert Me |
---|---|---|---|
Base Rate | 0.050% | 0.05% | Receive a notification when this rate changes |
$0.00-$50,000.00 | 0.747% | 0.75% | Receive a notification when this rate changes |
$50,000.01 or greater | 0.150% | 0.15% | Receive a notification when this rate changes |
*APY=Annual Percentage Yield. **DIV= Dividend Rate Balances up to $50,000.00 receive APY of 0.75%; and balances over $50,000.00 earn 0.15% interest rate on the portion of balance over $50,000.00 if qualifications are met. In your Cash Rewards or Cash Back Rewards Checking account, post and clear (a) at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) consent to receive your periodic statements electronically during the Periodic Statement Cycle. Account transactions and activities in your Cash Rewards or Cash Back Rewards Checking account may take one or more days to post and clear to your Cash Rewards or Cash Back Rewards Checking account and all must do so during the Periodic Statement Cycle in order to qualify for the Saver account rewards. When qualifications are met in your Cash Rewards or Cash Back Rewards Checking account balances in your Saver account up to $50,000.00 earn 0.75% APY and balances over $50,000.00 resulting in a range from 0.27% to 0.75% APY depending on the account’s balance. If qualifications are not met, 0.05% APY is received on the entire balance. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Membership requirements apply. | |||
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Dividend Rate | APY* | Alert Me | |
---|---|---|---|
Savings Account | 0.050% | 0.05% | Receive a notification when this rate changes |
Special Savings Account | 0.050% | 0.05% | Receive a notification when this rate changes |
*APY=Annual Percentage Yield. A minimum balance of $5.00 is required to open and earn dividends. Fees may reduce earnings. Rates subject to change. Accurate as of last dividend declaration date. | |||
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Balance | Dividend Rate | APY* | Alert Me |
---|---|---|---|
$1,000.00 - $2,499.99 | 0.399% | 0.40% | Receive a notification when this rate changes |
$2,500.00 - $9,999.99 | 0.399% | 0.40% | Receive a notification when this rate changes |
$10,000.00 - $24,999.99 | 0.449% | 0.45% | Receive a notification when this rate changes |
$25,000.00 - $49,999.99 | 0.499% | 0.50% | Receive a notification when this rate changes |
$50,000.00 - $99,999.99 | 0.598% | 0.60% | Receive a notification when this rate changes |
$100,000.00 - $249,999.99 | 0.648% | 0.65% | Receive a notification when this rate changes |
$250,000.00 - $499,999.99 | 0.698% | 0.70% | Receive a notification when this rate changes |
$500,000.00 and greater | 1.094% | 1.10% | Receive a notification when this rate changes |
*APY=Annual Percentage Yield. A minimum balance of $1,000.00 is required to earn dividends. Fees may reduce earnings. Rates subject to change. Accurate as of last dividend declaration date. | |||
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Balance | Dividend Rate | APY* | Alert Me |
---|---|---|---|
$50,000-$99,999 | 0.250% | 0.25% | Receive a notification when this rate changes |
$100,000-$249,999 | 0.300% | 0.30% | Receive a notification when this rate changes |
$250,000+ | 1.094% | 1.10% | Receive a notification when this rate changes |
*APY=Annual Percentage Yield. A minimum balance of $50,000.00 is required to earn dividends. Fees may reduce earnings. Rates subject to change. Accurate as of last dividend declaration date. Restrictions and requirements apply | |||
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Balance | DIV** | APY* | Alert Me |
---|---|---|---|
Base Rate | 3.324% | 3.375% | Receive a notification when this rate changes |
*APY=Annual Percentage Yield. Fees may reduce earnings. Rates subject to change. Accurate as of last dividend declaration date. No dividends payable to account owner or authorized user. Dividends paid monthly will be swept from IOLTA trust account and remitted accordingly per IOLTA rules. | |||
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Balance | Dividend Rate | APY* | Alert Me |
---|---|---|---|
$0.00 - $999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
$1,000.00 - $2,499.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
$2,500.00 - $9,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
$10,000.00 - $24,999.99 | 0.100% | 0.10% | Receive a notification when this rate changes |
$25,000.00 or Greater | 0.150% | 0.15% | Receive a notification when this rate changes |
*APY=Annual Percentage Yield. Rates subject to change. Accurate as of last dividend declaration date. | |||
|
Dividend Rate | APY* | Alert Me | |
---|---|---|---|
IRA Savings Account | 0.050% | 0.05% | Receive a notification when this rate changes |
*APY=Annual Percentage Yield. Rates subject to change. Fees may reduce earnings. Accurate as of last dividend declaration date | |||
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Term | Dividend Rate | APY* | Alert Me |
---|---|---|---|
12 months | 2.618% | 2.65% | Receive a notification when this rate changes |
24 months | 2.960% | 3.00% | Receive a notification when this rate changes |
36 months | 3.008% | 3.05% | Receive a notification when this rate changes |
48 months | 3.105% | 3.15% | Receive a notification when this rate changes |
60 months | 3.154% | 3.20% | Receive a notification when this rate changes |
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. A minimum balance of $500.00 is required to open and earn dividends on IRA Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change. Fees may reduce earnings. | |||
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Term | Dividend Rate | APY* | Alert Me |
---|---|---|---|
12 months | 2.716% | 2.75% | Receive a notification when this rate changes |
24 months | 3.057% | 3.10% | Receive a notification when this rate changes |
36 months | 3.105% | 3.15% | Receive a notification when this rate changes |
48 months | 3.203% | 3.25% | Receive a notification when this rate changes |
60 months | 3.251% | 3.30% | Receive a notification when this rate changes |
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. A minimum balance of $10,000.01 is required to open and earn dividends on IRA Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change. Fees may reduce earnings. | |||
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Term | Dividend Rate | APY* | Alert Me |
---|---|---|---|
6 months | 2.521% | 2.55% | Receive a notification when this rate changes |
12 months | 2.618% | 2.65% | Receive a notification when this rate changes |
14 months - limited time offer | 4.889%** | 5.00%** | Receive a notification when this rate changes |
24 months | 2.960% | 3.00% | Receive a notification when this rate changes |
36 months | 3.008% | 3.05% | Receive a notification when this rate changes |
48 months | 3.105% | 3.15% | Receive a notification when this rate changes |
60 months | 3.154% | 3.20% | Receive a notification when this rate changes |
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. A minimum balance of $500.00 is required to open and earn dividends on Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change. **Certificate special rate only available for new deposits; not available on current funds on deposit at the credit union. Offer valid until 03/31/2023. | |||
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Term | Dividend Rate | APY* | Alert Me |
---|---|---|---|
6 months | 2.618% | 2.65% | Receive a notification when this rate changes |
12 months | 2.716% | 2.75% | Receive a notification when this rate changes |
14 months - limited time offer | 4.889%** | 5.00%** | Receive a notification when this rate changes |
24 months | 3.057% | 3.10% | Receive a notification when this rate changes |
36 months | 3.105% | 3.15% | Receive a notification when this rate changes |
48 months | 3.203% | 3.25% | Receive a notification when this rate changes |
60 months | 3.251% | 3.30% | Receive a notification when this rate changes |
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. A minimum balance of $10,000.01 is required to open and earn dividends on Certificate Accounts. Early withdrawal penalties may apply. Rates subject to change. **Certificate special rate only available for new deposits; not available on current funds on deposit at the credit union. Offer valid until 03/31/2023. | |||
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Terms | APR* | Alert Me |
---|---|---|
Up to 60 months | 6.49% - 17.99%** | Receive a notification when this rate changes |
61-72 months | 7.09% - 17.99%** | Receive a notification when this rate changes |
73-84 months | 8.09% - 17.99%** | Receive a notification when this rate changes |
*APR= Annual Percentage Rate. **Rates may vary depending on applicant's creditworthiness and year of collateral. APR calculation assumes no fees; fees may impact rate and/or term. Payment example: 72 monthly payments of $17.09 per $1,000.00 borrowed at 7.09% APR on 2020 or newer vehicles. Down payment may be required. Refinancing fees may apply to all existing auto loans with AAFCU. Membership requirements and other restrictions apply. Rates and terms are subject to change without notice. | ||
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Terms | APR* | Alert Me |
---|---|---|
Up to 48 months | 9.99%-17.99%** | Receive a notification when this rate changes |
49-60 months | 10.49%-17.99%** | Receive a notification when this rate changes |
61-72 | 10.99%-17.99%** | Receive a notification when this rate changes |
*APR=Annual Percentage Rate. **Rates may vary depending on applicant’s creditworthiness and term of loan. APR calculation assumes no fees; fees may impact rate and/or term. Payment example: 60 monthly payments of $21.49 per $1,000.00 borrowed at 10.49% APR. Restrictions and requirements apply. Membership requirements apply. Subject to approval. Rates and terms are subject to change without notice. Equal opportunity lender. | ||
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Terms | APR* | Alert Me |
---|---|---|
Up to 48 months | 7.99% - 17.99%** | Receive a notification when this rate changes |
49-66 months | 8.49% - 17.99%** | Receive a notification when this rate changes |
67-78 months | 8.99% - 17.99%** | Receive a notification when this rate changes |
*APR= Annual Percentage Rate. **Rates may vary depending on applicant's creditworthiness and year of collateral. APR calculation assumes no fees; fees may impact rate and/or term. Payment example: 78 monthly payments of $16.98 per $1,000.00 borrowed at 8.99% APR on 2020 or newer motorcycle. Down payment may be required. Refinancing fees may apply to all existing motorcycle loans with AAFCU. Membership requirements and other restrictions apply. Rates and terms are subject to change without notice. | ||
|
Terms | APR* | Alert Me |
---|---|---|
Up to 72 months | 7.99% - 17.99%** | Receive a notification when this rate changes |
73-120 months | 8.49% - 17.99%** | Receive a notification when this rate changes |
121-144 months | 8.99% - 17.99%** | Receive a notification when this rate changes |
*APR= Annual Percentage Rate. **Rates may vary depending on applicant's creditworthiness and year of collateral. APR calculation assumes no fees; fees may impact rate and/or term. Payment example: 120 monthly payments of $12.40 per $1,000.00 borrowed at 8.49% APR on 2020 or newer recreational vehicles. Down payment is required. Refinancing fees may apply to all existing recreational vehicle loans with AAFCU. Membership requirements and other restrictions apply. Rates and terms are subject to change without notice. | ||
|
APR* | Alert Me | |
---|---|---|
Line of Credit | 14.00% | Receive a notification when this rate changes |
*APR= Annual Percentage Rate. APR calculation assumes no fees; fees may impact rate. Minimum monthly payment applies based on outstanding balance and loan terms. Membership requirements and other restrictions apply. Rates subject to change without notice. | ||
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